Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)

HOSE:BIC Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	1,070,087	850,000	450,000	550,000	600,050	547,570
Investments in Equity & Preferred Securities	-	-	-	33,221	29,447	26,771
Other Investments	5,402,601	5,102,874	4,749,364	4,024,558	3,498,137	2,991,907
Total Investments	6,903,950	6,433,062	5,606,406	4,865,713	4,423,113	3,917,339
Cash & Equivalents	81,468	89,593	21,364	28,862	30,489	98,048
Reinsurance Recoverable	1,195,836	1,363,402	1,200,090	1,112,561	984,365	1,283,596
Other Receivables	657,206	357,491	277,764	287,612	309,244	232,643
Property, Plant & Equipment	41,270	43,532	33,978	23,513	20,553	12,519
Other Intangible Assets	26,704	25,789	16,041	7,299	7,850	6,512
Other Current Assets	283,725	284,742	308,402	246,987	189,179	176,445
Long-Term Deferred Tax Assets	58,028	-	-	-	-	-
Other Long-Term Assets	22,723	86,616	86,200	97,188	79,682	84,010
Total Assets	9,270,910	8,684,226	7,550,246	6,669,734	6,044,474	5,811,113
Accounts Payable	3,350	11,001	31,228	37,623	23,809	32,135
Accrued Expenses	430,339	586,778	400,030	304,694	283,415	185,270
Insurance & Annuity Liabilities	1,141,984	286,027	246,637	222,968	203,565	166,652
Unpaid Claims	1,051,162	1,204,376	966,417	844,878	749,323	994,367
Unearned Premiums	2,546,259	2,442,157	2,400,612	2,066,630	1,717,706	1,542,678
Reinsurance Payable	-	592,486	484,233	503,605	414,845	387,978
Short-Term Debt	442,113	283,921	-	-	-	-
Current Income Taxes Payable	-	73,153	61,598	25,669	-5,332	26,912
Long-Term Debt	-	-	-	-	7,286	-
Long-Term Deferred Tax Liabilities	3,365	3,365	3,074	2,261	1,298	1,792
Other Current Liabilities	419,655	222,639	160,128	47,996	60,645	47,737
Other Long-Term Liabilities	158,670	1,262	1,262	1,031	1,088	663.42
Total Liabilities	6,215,893	5,721,195	4,766,256	4,068,712	3,468,984	3,393,495
Common Stock	1,172,769	1,172,769	1,172,769	1,172,769	1,172,769	1,172,769
Additional Paid-In Capital	655,565	655,565	655,565	655,565	655,565	655,565
Retained Earnings	1,220,852	1,143,957	965,582	761,632	728,873	548,184
Comprehensive Income & Other	-15,865	-26,691	-32,957	-16,229	-8,795	14,242
Total Common Equity	3,033,321	2,945,600	2,760,959	2,573,737	2,548,412	2,390,760
Minority Interest	21,695	17,431	23,030	27,285	27,078	26,858
Shareholders' Equity	3,055,017	2,963,031	2,783,989	2,601,022	2,575,490	2,417,618
Total Liabilities & Equity	9,270,910	8,684,226	7,550,246	6,669,734	6,044,474	5,811,113
Filing Date Shares Outstanding	117.28	117.28	117.28	117.28	117.28	117.28
Total Common Shares Outstanding	117.28	117.28	117.28	117.28	117.28	117.28
Total Debt	442,113	283,921	-	-	7,286	-
Net Cash (Debt)	-360,645	-194,328	21,364	28,862	23,203	98,048
Net Cash Growth	-	-	-25.98%	24.39%	-76.33%	-3.33%
Net Cash Per Share	-3075.02	-1657.00	182.17	246.10	197.84	836.04
Book Value Per Share	25864.61	25116.63	23542.22	21945.81	21729.87	20385.60
Tangible Book Value	3,006,617	2,919,811	2,744,918	2,566,438	2,540,563	2,384,248
Tangible Book Value Per Share	25636.91	24896.73	23405.45	21883.57	21662.94	20330.07
Buildings	-	11,799	3,151	3,151	3,151	3,151
Machinery	-	116,303	103,590	95,474	87,290	74,171
Construction In Progress	-	-	5,715	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.