Vietnam International Commercial Joint Stock Bank (HOSE:VIB)
Vietnam
· Delayed Price · Currency is VND 20,350
-100 (-0.49%)
At close: Aug 15, 2025
HOSE:VIB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 33,507,230 | 32,442,938 | 36,691,187 | 27,509,339 | 20,975,011 | 17,437,106 | Upgrade
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| Interest Paid on Deposits | 17,725,722 | 15,692,526 | 18,207,116 | 12,546,784 | 9,158,864 | 8,940,999 | Upgrade
|
| Net Interest Income | 15,781,508 | 16,750,412 | 18,484,071 | 14,962,555 | 11,816,147 | 8,496,107 | Upgrade
|
| Net Interest Income Growth (YoY) | -14.48% | -9.38% | 23.54% | 26.63% | 39.08% | 36.74% | Upgrade
|
| Income From Trading Activities | - | - | - | - | 196,796 | 25,240 | Upgrade
|
| Gain (Loss) on Sale of Investments | 361,516 | 247,967 | 129,730 | -175,878 | 899 | 7,543 | Upgrade
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| Other Non-Interest Income | 3,786,301 | 3,570,673 | 3,546,692 | 3,271,126 | 2,877,960 | 2,694,167 | Upgrade
|
| Total Non-Interest Income | 4,147,817 | 3,818,640 | 3,676,422 | 3,095,248 | 3,075,655 | 2,726,950 | Upgrade
|
| Non-Interest Income Growth (YoY) | 9.97% | 3.87% | 18.78% | 0.64% | 12.79% | 41.30% | Upgrade
|
| Revenues Before Loan Losses | 19,929,325 | 20,569,052 | 22,160,493 | 18,057,803 | 14,891,802 | 11,223,057 | Upgrade
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| Provision for Loan Losses | 3,335,054 | 4,353,458 | 4,845,805 | 1,279,609 | 1,647,142 | 947,635 | Upgrade
|
| Revenue | 16,594,271 | 16,215,594 | 17,314,688 | 16,778,194 | 13,244,660 | 10,275,422 | Upgrade
|
| Revenue Growth (YoY) | -1.41% | -6.35% | 3.20% | 26.68% | 28.90% | 36.82% | Upgrade
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| Salaries and Employee Benefits | 4,787,540 | 4,708,481 | 4,350,225 | 4,082,383 | 3,593,892 | 3,232,366 | Upgrade
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| Occupancy Expenses | 1,308,490 | 1,390,001 | 1,290,219 | 1,210,368 | 942,461 | 702,733 | Upgrade
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| Federal Deposit Insurance | 257,678 | 242,091 | 203,686 | 176,203 | 158,915 | 130,767 | Upgrade
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| Selling, General & Administrative | 759,360 | 804,696 | 708,544 | 669,316 | 499,743 | - | Upgrade
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| Other Non-Interest Expense | 65,592 | 66,023 | 58,069 | 58,809 | 38,637 | 406,549 | Upgrade
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| Total Non-Interest Expense | 7,178,660 | 7,211,292 | 6,610,743 | 6,197,079 | 5,233,648 | 4,472,415 | Upgrade
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| EBT Excluding Unusual Items | 9,415,611 | 9,004,302 | 10,703,945 | 10,581,115 | 8,011,012 | 5,803,007 | Upgrade
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| Pretax Income | 9,415,611 | 9,004,302 | 10,703,945 | 10,581,115 | 8,011,012 | 5,803,007 | Upgrade
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| Income Tax Expense | 1,882,313 | 1,799,832 | 2,140,892 | 2,112,348 | 1,601,262 | 1,160,673 | Upgrade
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| Net Income | 7,533,298 | 7,204,470 | 8,563,053 | 8,468,767 | 6,409,750 | 4,642,334 | Upgrade
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| Preferred Dividends & Other Adjustments | -50,000 | 100,000 | 110,717 | 100,000 | 92,954 | 98,164 | Upgrade
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| Net Income to Common | 7,583,298 | 7,104,470 | 8,452,336 | 8,368,767 | 6,316,796 | 4,544,170 | Upgrade
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| Net Income Growth | -2.59% | -15.87% | 1.11% | 32.12% | 38.07% | 42.12% | Upgrade
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| Basic Shares Outstanding | 3,396 | 3,396 | 3,396 | 3,384 | 3,373 | 3,356 | Upgrade
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| Diluted Shares Outstanding | 3,396 | 3,396 | 3,396 | 3,384 | 3,373 | 3,356 | Upgrade
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| Shares Change (YoY) | -0.18% | - | 0.37% | 0.30% | 0.52% | - | Upgrade
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| EPS (Basic) | 2232.87 | 2091.88 | 2488.76 | 2473.34 | 1872.50 | 1354.06 | Upgrade
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| EPS (Diluted) | 2232.87 | 2091.88 | 2488.76 | 2473.34 | 1872.50 | 1354.06 | Upgrade
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| EPS Growth | 0.18% | -15.95% | 0.62% | 32.09% | 38.29% | 42.02% | Upgrade
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| Dividend Per Share | 614.035 | 614.035 | 937.172 | 312.391 | - | - | Upgrade
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| Dividend Growth | 26.00% | -34.48% | 200.00% | - | - | - | Upgrade
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| Effective Tax Rate | 19.99% | 19.99% | 20.00% | 19.96% | 19.99% | 20.00% | Upgrade
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Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.