Kvika banki hf. (ICE:KVIKA)

Kvika banki Balance Sheet

Financials in millions ISK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	59,485	22,500	19,856	34,964	35,284	26,537
Investment Securities	45,743	71,883	78,242	68,865	43,456	42,609
Trading Asset Securities	14,808	12,254	10,039	34,577	44,161	11,301
Total Investments	60,551	84,137	88,281	103,442	87,617	53,910
Gross Loans	198,350	152,530	138,542	109,793	72,924	29,860
Allowance for Loan Losses	-2,242	-2,327	-2,219	-2,653	-1,337	-536.65
Net Loans	196,108	150,203	136,323	107,139	71,588	29,323
Property, Plant & Equipment	1,235	1,782	2,469	2,942	2,664	641.37
Goodwill	17,676	17,784	17,783	26,042	24,258	2,944
Other Intangible Assets	3,479	3,909	4,124	8,038	7,197	618.74
Investments in Real Estate	79	-	-	1,165	1,100	1,017
Other Receivables	2,574	5,010	6,342	4,676	9,756	5,430
Restricted Cash	6,546	5,819	3,825	1,707	1,235	952.64
Other Current Assets	-	57,702	50,753	-	-	-
Long-Term Deferred Tax Assets	1,096	2,273	2,903	3,233	3,178	835.82
Other Long-Term Assets	3,914	3,473	2,738	6,322	2,362	986.92
Total Assets	352,743	354,594	335,397	299,670	246,240	123,196
Accounts Payable	4,732	7,531	9,327	2,117	974.52	324.39
Accrued Expenses	1,883	1,636	1,440	1,760	1,652	588.24
Interest Bearing Deposits	178,406	163,378	142,566	20,741	14,812	13,149
Non-Interest Bearing Deposits	-	-	-	91,505	63,858	46,776
Total Deposits	178,406	163,378	142,566	112,245	78,670	59,925
Short-Term Borrowings	183	2,932	2,197	11,388	18,659	30,178
Current Portion of Long-Term Debt	1,672	1,674	13,621	10,873	-	329.7
Current Income Taxes Payable	-	-	-	203.21	347.07	0.34
Other Current Liabilities	3,622	30,200	28,604	5,582	4,175	3,831
Long-Term Debt	92,480	55,468	53,112	49,259	37,580	7,316
Long-Term Leases	891	1,158	1,510	1,828	1,041	477.69
Long-Term Deferred Tax Liabilities	427	466.1	272.62	944.27	899.94	236.19
Other Long-Term Liabilities	938	633.17	790.19	22,382	23,874	781.41
Total Liabilities	285,234	265,077	253,440	218,581	167,872	103,988
Common Stock	4,417	4,660	4,722	4,781	4,790	2,141
Additional Paid-In Capital	43,119	46,750	47,662	48,603	50,316	4,291
Retained Earnings	18,963	37,219	28,969	26,785	20,155	9,420
Comprehensive Income & Other	931	809.1	533.22	842.67	3,156	3,335
Total Common Equity	67,430	89,439	81,886	81,012	78,417	19,187
Minority Interest	79	78.65	72.12	77.29	-49.06	21.03
Shareholders' Equity	67,509	89,517	81,958	81,089	78,368	19,208
Total Liabilities & Equity	352,743	354,594	335,397	299,670	246,240	123,196
Total Debt	95,226	61,233	70,440	73,347	57,280	38,301
Net Cash (Debt)	-20,933	-26,478	-40,544	-3,806	22,165	-463.86
Net Cash Per Share	-4.59	-5.64	-8.52	-0.80	5.28	-0.20
Filing Date Shares Outstanding	4,417	4,660	4,722	4,781	4,790	2,141
Total Common Shares Outstanding	4,417	4,660	4,722	4,781	4,790	2,141
Book Value Per Share	15.27	19.19	17.34	16.94	16.37	8.96
Tangible Book Value	46,275	67,745	59,979	46,932	46,961	15,624
Tangible Book Value Per Share	10.48	14.54	12.70	9.82	9.80	7.30

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.