Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)
Iceland
· Delayed Price · Currency is ISK 43.80
-0.20 (-0.45%)
Aug 15, 2025, 9:34 AM GMT
Sjóvá-Almennar tryggingar Income Statement
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 34,238 | 33,598 | 31,273 | 28,011 | 22,928 | 19,817 | Upgrade
|
| Total Interest & Dividend Income | 250.23 | 236.21 | 549.1 | 1,285 | 509.88 | 474.43 | Upgrade
|
| Gain (Loss) on Sale of Investments | 3,306 | 4,803 | 3,869 | 88.04 | 7,888 | 4,799 | Upgrade
|
| Other Revenue | -1,510 | -1,475 | -736.59 | 280.97 | 241.6 | 217.6 | Upgrade
|
| Total Revenue | 36,285 | 37,162 | 34,955 | 29,665 | 31,567 | 25,307 | Upgrade
|
| Revenue Growth (YoY) | 0.69% | 6.31% | 17.83% | -6.02% | 24.73% | 7.48% | Upgrade
|
| Policy Benefits | 24,751 | 25,699 | 23,456 | 20,717 | 16,307 | 14,223 | Upgrade
|
| Selling, General & Administrative | 6,789 | 6,615 | 6,123 | 5,772 | 4,998 | 4,479 | Upgrade
|
| Other Operating Expenses | 51.32 | 53.24 | 46 | 48.92 | -99.08 | 677.99 | Upgrade
|
| Total Operating Expenses | 31,591 | 32,368 | 29,625 | 26,538 | 21,206 | 19,380 | Upgrade
|
| Operating Income | 4,693 | 4,794 | 5,330 | 3,127 | 10,361 | 5,927 | Upgrade
|
| Interest Expense | - | - | - | -67.51 | - | - | Upgrade
|
| Currency Exchange Gain (Loss) | -27.82 | 41.28 | 82.44 | 10.87 | -13.22 | 1.35 | Upgrade
|
| Other Non Operating Income (Expenses) | -67.04 | -67.04 | -68.16 | - | - | - | Upgrade
|
| Pretax Income | 4,599 | 4,768 | 5,344 | 3,070 | 10,347 | 5,928 | Upgrade
|
| Income Tax Expense | 824.73 | 527.59 | 718.72 | 420.11 | 777.7 | 608.3 | Upgrade
|
| Net Income | 3,774 | 4,241 | 4,626 | 2,650 | 9,570 | 5,320 | Upgrade
|
| Net Income to Common | 3,774 | 4,241 | 4,626 | 2,650 | 9,570 | 5,320 | Upgrade
|
| Net Income Growth | -6.74% | -8.32% | 74.53% | -72.30% | 79.88% | 38.08% | Upgrade
|
| Shares Outstanding (Basic) | 1,171 | 1,157 | 1,166 | 1,192 | 1,303 | 1,337 | Upgrade
|
| Shares Outstanding (Diluted) | 1,174 | 1,160 | 1,166 | 1,192 | 1,303 | 1,337 | Upgrade
|
| Shares Change (YoY) | 1.32% | -0.56% | -2.14% | -8.56% | -2.53% | -2.24% | Upgrade
|
| EPS (Basic) | 3.22 | 3.67 | 3.97 | 2.22 | 7.34 | 3.98 | Upgrade
|
| EPS (Diluted) | 3.22 | 3.66 | 3.97 | 2.22 | 7.34 | 3.98 | Upgrade
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| EPS Growth | -7.89% | -7.71% | 78.34% | -69.71% | 84.55% | 41.25% | Upgrade
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| Free Cash Flow | 1,924 | 512.84 | 5,090 | 5,794 | 6,663 | 585.31 | Upgrade
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| Free Cash Flow Per Share | 1.64 | 0.44 | 4.36 | 4.86 | 5.11 | 0.44 | Upgrade
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| Dividend Per Share | 2.940 | 2.940 | 2.120 | 1.610 | 3.140 | 1.990 | Upgrade
|
| Dividend Growth | 38.68% | 38.68% | 31.68% | -48.73% | 57.79% | - | Upgrade
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| Operating Margin | 12.93% | 12.90% | 15.25% | 10.54% | 32.82% | 23.42% | Upgrade
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| Profit Margin | 10.40% | 11.41% | 13.23% | 8.93% | 30.31% | 21.02% | Upgrade
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| Free Cash Flow Margin | 5.30% | 1.38% | 14.56% | 19.53% | 21.11% | 2.31% | Upgrade
|
| EBITDA | 4,782 | 4,868 | 5,390 | 3,190 | 10,426 | 6,016 | Upgrade
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| EBITDA Margin | 13.18% | 13.10% | 15.42% | 10.75% | 33.03% | 23.77% | Upgrade
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| D&A For EBITDA | 88.76 | 73.75 | 60.45 | 63.03 | 65.04 | 89 | Upgrade
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| EBIT | 4,693 | 4,794 | 5,330 | 3,127 | 10,361 | 5,927 | Upgrade
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| EBIT Margin | 12.93% | 12.90% | 15.25% | 10.54% | 32.82% | 23.42% | Upgrade
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| Effective Tax Rate | 17.93% | 11.06% | 13.45% | 13.68% | 7.52% | 10.26% | Upgrade
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| Revenue as Reported | - | - | - | - | 31,554 | 25,309 | Upgrade
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Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.