PT Bank Raya Indonesia Tbk (IDX:AGRO)

IDX:AGRO Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	612,561	1,194,315	602,773	1,157,155	1,582,623	1,862,128
Investment Securities	4,809,104	4,363,180	4,302,244	4,244,841	3,982,379	5,857,451
Trading Asset Securities	790,635	295,309	319,205	118,313	159,934	551,320
Total Investments	5,599,739	4,658,489	4,621,449	4,363,154	4,142,313	6,408,771
Gross Loans	7,268,985	7,125,951	6,893,331	7,766,644	11,608,327	19,515,679
Allowance for Loan Losses	-1,085,276	-1,046,214	-898,661	-1,321,540	-1,875,402	-1,006,402
Net Loans	6,183,709	6,079,736	5,994,671	6,445,104	9,732,926	18,509,276
Property, Plant & Equipment	331,932	355,871	385,290	456,429	284,370	269,124
Other Intangible Assets	79,210	61,989	45,923	16,322	5,756	8,314
Accrued Interest Receivable	74,254	67,964	63,577	100,846	64,466	64,248
Other Receivables	2,656	3,096	1,215	9,181	8,485	21,592
Restricted Cash	475,337	491,827	520,384	973,165	557,507	756,178
Other Current Assets	59,853	28,976	12,904	82,751	109,414	6,540
Long-Term Deferred Tax Assets	166,734	179,935	181,076	287,082	371,739	94,379
Other Real Estate Owned & Foreclosed	4,837	4,837	4,837	4,837	4,431	7,909
Other Long-Term Assets	2,701	1,886	6,543	2,750	2,494	7,034
Total Assets	13,593,522	13,128,920	12,440,642	13,898,775	16,866,523	28,015,492
Accrued Expenses	64,485	102,962	70,016	53,785	30,974	26,658
Interest Bearing Deposits	9,721,740	8,145,052	8,188,179	9,816,905	13,498,297	22,997,692
Total Deposits	9,721,740	8,145,052	8,188,179	9,816,905	13,498,297	22,997,692
Short-Term Borrowings	-	1,145,683	450,000	273,752	299,303	210,750
Current Portion of Long-Term Debt	-	-	-	-	238,863	-
Current Income Taxes Payable	10,451	9,774	6,174	7,343	12,652	25,335
Accrued Interest Payable	15,779	13,285	16,872	13,612	20,847	63,438
Other Current Liabilities	1,043	1,322	6,914	74,087	96,678	7,026
Long-Term Debt	12,828	13,622	14,636	15,600	16,517	255,935
Long-Term Leases	30,036	39,870	76,141	94,926	2,841	2,529
Long-Term Unearned Revenue	-	-	-	-	13.38	275.48
Pension & Post-Retirement Benefits	103,218	92,619	81,015	65,821	55,852	41,639
Other Long-Term Liabilities	99,973	111,368	110,445	93,857	136,024	96,526
Total Liabilities	10,059,553	9,675,556	9,020,392	10,509,688	14,408,859	23,727,802
Common Stock	2,474,049	2,474,049	2,474,049	2,474,011	2,274,653	2,134,329
Additional Paid-In Capital	3,735,116	3,735,116	3,735,116	3,734,973	2,943,714	1,827,439
Retained Earnings	-2,682,653	-2,724,631	-2,775,523	-2,799,874	-2,811,335	234,367
Treasury Stock	-14,770	-5,970	-	-	-	-
Comprehensive Income & Other	22,226	-25,200	-13,393	-20,022	50,632	91,556
Shareholders' Equity	3,533,969	3,453,365	3,420,250	3,389,087	2,457,663	4,287,690
Total Liabilities & Equity	13,593,522	13,128,920	12,440,642	13,898,775	16,866,523	28,015,492
Total Debt	42,864	1,199,175	540,777	384,278	557,524	469,213
Net Cash (Debt)	1,360,331	488,258	626,256	891,190	1,835,411	4,991,967
Net Cash Growth	232.37%	-22.04%	-29.73%	-51.44%	-63.23%	56.53%
Net Cash Per Share	54.98	19.74	25.31	39.17	85.28	233.49
Filing Date Shares Outstanding	24,676	24,718	24,740	24,740	22,747	21,343
Total Common Shares Outstanding	24,676	24,718	24,740	24,740	22,747	21,343
Book Value Per Share	143.21	139.71	138.25	136.99	108.05	200.89
Tangible Book Value	3,454,759	3,391,376	3,374,327	3,372,766	2,451,907	4,279,376
Tangible Book Value Per Share	140.00	137.20	136.39	136.33	107.79	200.50

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.