PT Bank IBK Indonesia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	1,007,329	1,368,514	1,263,572	784,055	544,257	443,744	Upgrade
Interest Paid on Deposits	411,882	787,275	776,291	376,298	237,244	271,505	Upgrade
Net Interest Income	595,447	581,239	487,281	407,757	307,013	172,239	Upgrade
Net Interest Income Growth (YoY)	15.71%	19.28%	19.50%	32.81%	78.25%	3.61%	Upgrade
Gain (Loss) on Sale of Assets	-387	73	49	2,234	-2	-	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-	11,362	6,042	Upgrade
Other Non-Interest Income	115,040	101,650	94,521	109,645	60,382	33,239	Upgrade
Total Non-Interest Income	114,653	101,723	94,570	111,879	71,742	39,281	Upgrade
Non-Interest Income Growth (YoY)	12.63%	7.56%	-15.47%	55.95%	82.64%	106.61%	Upgrade
Revenues Before Loan Losses	710,100	682,962	581,851	519,636	378,755	211,520	Upgrade
Provision for Loan Losses	-2,977	-22,315	29,251	94,414	54,737	51,017	Upgrade
Revenue	713,077	705,277	552,600	425,222	324,018	160,503	Upgrade
Revenue Growth (YoY)	18.55%	27.63%	29.96%	31.23%	101.88%	-	Upgrade
Salaries and Employee Benefits	226,525	216,267	191,597	156,087	157,692	146,021	Upgrade
Selling, General & Administrative	200,825	200,564	177,276	168,204	152,416	186,376	Upgrade
Other Non-Interest Expense	13,226	8,437	7,082	5,779	3,720	698	Upgrade
Total Non-Interest Expense	440,576	425,268	375,955	330,070	313,953	333,089	Upgrade
EBT Excluding Unusual Items	272,501	280,009	176,645	95,152	10,065	-172,586	Upgrade
Pretax Income	272,501	280,009	176,645	95,152	10,065	-172,586	Upgrade
Income Tax Expense	64,459	64,158	-6,650	-8,302	-2,705	4,277	Upgrade
Net Income	208,042	215,851	183,295	103,454	12,770	-176,863	Upgrade
Net Income to Common	208,042	215,851	183,295	103,454	12,770	-176,863	Upgrade
Net Income Growth	6.35%	17.76%	77.18%	710.13%	-	-	Upgrade
Basic Shares Outstanding	46,854	41,832	31,842	21,742	14,694	11,226	Upgrade
Diluted Shares Outstanding	46,854	41,832	31,842	21,742	14,694	11,226	Upgrade
Shares Change (YoY)	26.85%	31.37%	46.45%	47.96%	30.90%	91.13%	Upgrade
EPS (Basic)	4.44	5.16	5.76	4.76	0.87	-15.75	Upgrade
EPS (Diluted)	4.44	5.16	5.76	4.76	0.87	-15.75	Upgrade
EPS Growth	-16.16%	-10.36%	20.98%	447.54%	-	-	Upgrade
Effective Tax Rate	23.65%	22.91%	-	-	-	-	Upgrade

Updated Jul 31, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.