PT Asuransi Multi Artha Guna Tbk (IDX:AMAG)

IDX:AMAG Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	907,775	840,705	815,520	728,534	669,028	677,904
Total Interest & Dividend Income	117,304	155,867	124,981	119,137	93,588	79,716
Gain (Loss) on Sale of Investments	34,776	11,014	-702.85	4,143	13,953	-26,263
Other Revenue	27,716	27,967	10,465	6,450	6,552	48,694
Total Revenue	1,087,570	1,035,554	950,263	858,265	783,122	780,051
Revenue Growth (YoY)	-41.26%	8.97%	10.72%	9.59%	0.39%	-0.71%
Policy Benefits	452,896	384,934	377,564	332,488	298,366	268,908
Policy Acquisition & Underwriting Costs	-	-	-	-	-	39,056
Selling, General & Administrative	464,798	463,411	445,529	414,614	381,283	323,551
Other Operating Expenses	-56,764	-56,764	-50,117	-61,396	-53,494	12,399
Total Operating Expenses	860,930	791,582	772,976	685,706	626,155	643,913
Operating Income	226,640	243,971	177,287	172,559	156,967	136,138
Currency Exchange Gain (Loss)	3,864	3,684	-19,504	15,991	1,382	-12,283
Other Non Operating Income (Expenses)	-1,556	-	-	4,262	2,820	-
EBT Excluding Unusual Items	228,948	247,655	157,783	192,812	161,169	123,855
Pretax Income	228,948	247,655	157,783	192,812	161,169	123,855
Income Tax Expense	20,480	19,062	9,709	23,038	11,731	16,602
Net Income	208,468	228,593	148,074	169,774	149,438	107,253
Net Income to Common	208,468	228,593	148,074	169,774	149,438	107,253
Net Income Growth	12.67%	54.38%	-12.78%	13.61%	39.33%	46.80%
Shares Outstanding (Basic)	4,952	4,953	4,983	4,986	4,987	5,002
Shares Outstanding (Diluted)	4,952	4,953	4,983	4,986	4,987	5,002
Shares Change (YoY)	-0.30%	-0.60%	-0.07%	-0.01%	-0.30%	-
EPS (Basic)	42.10	46.15	29.72	34.05	29.97	21.44
EPS (Diluted)	42.10	46.15	29.72	34.05	29.97	21.44
EPS Growth	13.01%	55.31%	-12.72%	13.62%	39.78%	46.77%
Free Cash Flow	38,401	78,246	139,163	226,404	30,043	78,002
Free Cash Flow Per Share	7.75	15.80	27.93	45.41	6.03	15.60
Dividend Per Share	40.000	40.000	30.000	20.000	50.000	50.000
Dividend Growth	33.33%	33.33%	50.00%	-60.00%	-	-
Operating Margin	20.84%	23.56%	18.66%	20.11%	20.04%	17.45%
Profit Margin	19.17%	22.07%	15.58%	19.78%	19.08%	13.75%
Free Cash Flow Margin	3.53%	7.56%	14.64%	26.38%	3.84%	10.00%
EBITDA	236,531	255,799	190,011	183,080	168,436	147,337
EBITDA Margin	21.75%	24.70%	20.00%	21.33%	21.51%	18.89%
D&A For EBITDA	9,891	11,827	12,724	10,522	11,469	11,199
EBIT	226,640	243,971	177,287	172,559	156,967	136,138
EBIT Margin	20.84%	23.56%	18.66%	20.11%	20.04%	17.45%
Effective Tax Rate	8.95%	7.70%	6.15%	11.95%	7.28%	13.40%
Revenue as Reported	1,039,238	1,039,238	930,759	878,518	787,324	767,769

Updated Mar 12, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.