PT Bank Jago Tbk (IDX:ARTO)

PT Bank Jago Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,439,086	3,224,874	1,775,452	741,555	1,192,727	321,164
Investment Securities	4,595,821	4,265,121	3,487,791	4,814,485	4,641,656	459,201
Total Investments	4,596,038	4,265,121	3,487,791	4,814,485	4,641,656	459,201
Gross Loans	20,257,616	17,701,486	13,020,051	9,427,987	5,368,954	907,956
Allowance for Loan Losses	-453,551	-288,675	-242,117	-270,170	-127,171	-81,753
Net Loans	19,804,065	17,412,811	12,777,934	9,157,817	5,241,783	826,203
Property, Plant & Equipment	113,307	115,609	119,131	143,604	143,877	137,634
Other Intangible Assets	2,096,803	1,892,360	1,393,406	887,487	496,275	150,241
Accrued Interest Receivable	276,674	242,140	144,654	135,085	87,136	9,302
Other Receivables	157,609	76,992	77,795	69,303	43,678	12,402
Restricted Cash	1,684,175	1,005,844	1,178,913	718,440	225,715	126,342
Other Current Assets	165,784	160,220	139,800	117,342	76,115	94,617
Long-Term Deferred Tax Assets	-	2,333	52,704	73,400	77,528	-
Other Real Estate Owned & Foreclosed	120,928	119,428	126,460	93,906	78,462	42,189
Other Long-Term Assets	8,431	24,980	21,800	12,871	7,470	578
Total Assets	32,462,900	28,542,712	21,295,840	16,965,295	12,312,422	2,179,873
Accrued Expenses	257,922	249,972	226,799	132,337	77,134	47,552
Interest Bearing Deposits	21,614,225	18,916,197	12,204,950	8,377,795	3,736,926	810,649
Total Deposits	21,614,225	18,916,197	12,204,950	8,377,795	3,736,926	810,649
Short-Term Borrowings	1,353,197	387,381	149,211	-	-	-
Current Portion of Leases	14,143	14,065	11,612	11,244	10,630	11,236
Current Income Taxes Payable	26,264	11,686	11,856	11,514	7,075	4,193
Accrued Interest Payable	43,950	37,686	13,502	6,865	4,351	2,133
Other Current Liabilities	444,886	292,859	270,089	89,257	160,442	2,570
Long-Term Leases	38,562	40,681	43,096	48,297	53,012	59,865
Long-Term Unearned Revenue	50,338	63,827	2,795	-	-	-
Pension & Post-Retirement Benefits	1,538	-	67	18,926	11,533	4,917
Other Long-Term Liabilities	11,966	9,434	5,071	5,303	1,864	4,425
Total Liabilities	23,871,660	20,023,788	12,939,048	8,701,538	4,062,967	947,540
Common Stock	1,386,133	1,385,880	1,385,625	1,385,625	1,385,625	1,085,625
Additional Paid-In Capital	7,110,353	7,105,158	7,099,937	7,099,937	7,099,937	466,576
Retained Earnings	33,082	-27,190	-155,708	-229,575	-245,545	-331,618
Comprehensive Income & Other	61,672	55,076	26,938	7,770	9,438	11,750
Shareholders' Equity	8,591,240	8,518,924	8,356,792	8,263,757	8,249,455	1,232,333
Total Liabilities & Equity	32,462,900	28,542,712	21,295,840	16,965,295	12,312,422	2,179,873
Total Debt	1,405,902	442,127	203,919	59,541	63,642	71,101
Net Cash (Debt)	2,082,854	2,881,651	2,102,328	2,634,844	3,872,112	571,663
Net Cash Growth	0.94%	37.07%	-20.21%	-31.95%	577.34%	-36.75%
Net Cash Per Share	148.86	205.96	150.33	190.16	291.63	67.81
Filing Date Shares Outstanding	13,861	13,859	13,856	13,856	13,856	10,856
Total Common Shares Outstanding	13,861	13,859	13,856	13,856	13,856	10,856
Book Value Per Share	619.80	614.69	603.11	596.39	595.36	113.51
Tangible Book Value	6,494,437	6,626,564	6,963,386	7,376,270	7,753,180	1,082,092
Tangible Book Value Per Share	468.53	478.15	502.54	532.34	559.54	99.67

Updated Mar 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.