PT Bank Neo Commerce Tbk (IDX:BBYB)

PT Bank Neo Commerce Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	840,068	249,026	1,473,950	3,229,689	1,836,245	242,837
Investment Securities	5,605,062	6,560,283	3,954,562	3,485,876	3,362,835	861,214
Total Investments	5,605,062	6,560,283	3,954,562	3,485,876	3,362,835	861,214
Gross Loans	8,495,704	8,822,146	10,783,341	10,244,251	4,275,500	3,665,339
Allowance for Loan Losses	-569,286	-635,245	-625,422	-210,523	-100,656	-102,603
Net Loans	7,926,418	8,186,901	10,157,919	10,033,728	4,174,844	3,562,736
Property, Plant & Equipment	297,148	308,368	315,370	292,415	194,121	108,804
Other Intangible Assets	131,894	134,577	144,786	127,349	97,614	1,186
Accrued Interest Receivable	230,263	252,982	327,565	248,623	55,790	37,380
Other Receivables	871,408	242,017	444,060	590,111	680,360	107,448
Restricted Cash	2,064,509	1,274,118	1,128,999	1,360,172	561,427	106,241
Other Current Assets	63,243	54,130	121,751	147,044	158,319	161,131
Long-Term Deferred Tax Assets	11,564	14,883	-	14,567	1,148	-
Other Real Estate Owned & Foreclosed	87,911	87,911	97,944	163,493	213,418	231,402
Other Long-Term Assets	43,850	43,869	2,635	1,213	1,688	945.7
Total Assets	18,173,338	17,409,065	18,169,541	19,694,280	11,337,809	5,421,324
Accrued Expenses	117,986	137,392	272,211	284,812	33,135	6,387
Interest Bearing Deposits	13,742,827	13,195,457	13,897,487	14,739,873	8,171,257	4,265,064
Total Deposits	13,742,827	13,195,457	13,897,487	14,739,873	8,171,257	4,265,064
Short-Term Borrowings	196,800	187,308	301,788	585,367	-	-
Current Portion of Leases	29,815	29,643	27,651	18,039	3,914	3,994
Current Income Taxes Payable	27,358	15,076	21,868	21,710	9,707	5,088
Accrued Interest Payable	109,060	106,220	83,628	67,152	34,151	12,125
Other Current Liabilities	137,248	84,531	186,878	185,753	133,514	426.5
Long-Term Leases	41,282	50,760	25,170	32,495	54,014	1,663
Long-Term Unearned Revenue	12	13	2,061	2,524	484	188.59
Pension & Post-Retirement Benefits	22,897	22,540	14,592	9,707	6,370	1,252
Long-Term Deferred Tax Liabilities	-	-	985	-	-	2,636
Other Long-Term Liabilities	13,453	18,288	12,183	2,258	1,436	1,882
Total Liabilities	14,438,738	13,847,228	14,846,502	15,949,690	8,447,982	4,300,705
Common Stock	1,335,048	1,335,048	1,203,882	942,168	942,168	666,180
Additional Paid-In Capital	4,485,444	4,485,444	4,253,905	2,825,444	2,827,225	350,502
Retained Earnings	-2,115,718	-2,275,696	-2,295,724	-1,724,379	-932,659	54,532
Comprehensive Income & Other	29,826	17,041	160,976	1,701,357	53,093	49,406
Shareholders' Equity	3,734,600	3,561,837	3,323,039	3,744,590	2,889,827	1,120,619
Total Liabilities & Equity	18,173,338	17,409,065	18,169,541	19,694,280	11,337,809	5,421,324
Total Debt	267,897	267,711	354,609	635,901	57,928	5,657
Net Cash (Debt)	1,658,573	1,859,646	1,725,821	2,593,788	3,970,153	845,164
Net Cash Growth	-53.74%	7.75%	-33.46%	-34.67%	369.75%	74.03%
Net Cash Per Share	130.38	147.77	143.35	275.29	459.19	143.58
Filing Date Shares Outstanding	13,350	13,350	12,039	9,422	9,422	6,662
Total Common Shares Outstanding	13,350	13,350	12,039	9,422	9,422	6,662
Book Value Per Share	279.74	266.79	276.03	397.44	306.72	168.22
Tangible Book Value	3,602,706	3,427,260	3,178,253	3,617,241	2,792,213	1,119,434
Tangible Book Value Per Share	269.86	256.71	264.00	383.93	296.36	168.04

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.