PT Bank Ina Perdana Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	1,795,755	1,889,119	1,726,605	1,172,750	673,334	430,256	Upgrade
Interest Paid on Deposits	1,130,278	1,176,059	1,016,631	613,873	461,747	261,553	Upgrade
Net Interest Income	665,477	713,060	709,974	558,877	211,587	168,703	Upgrade
Net Interest Income Growth (YoY)	-5.04%	0.43%	27.04%	164.14%	25.42%	12.51%	Upgrade
Gain (Loss) on Sale of Assets	8,737	3,251	7,337	-	-2	929	Upgrade
Gain (Loss) on Sale of Investments	8,627	11,681	24,667	8,695	75,931	54,559	Upgrade
Other Non-Interest Income	37,581	32,733	26,055	20,490	18,117	17,467	Upgrade
Total Non-Interest Income	54,945	47,665	58,059	29,185	94,046	72,955	Upgrade
Non-Interest Income Growth (YoY)	-6.08%	-17.90%	98.93%	-68.97%	28.91%	435.65%	Upgrade
Revenues Before Loan Losses	720,422	760,725	768,033	588,062	305,633	241,658	Upgrade
Provision for Loan Losses	157,702	188,478	116,759	99,630	58,774	58,177	Upgrade
Revenue	562,720	572,247	651,274	488,432	246,859	183,481	Upgrade
Revenue Growth (YoY)	-11.82%	-12.13%	33.34%	97.86%	34.54%	31.67%	Upgrade
Salaries and Employee Benefits	313,587	277,127	219,809	153,658	104,486	84,012	Upgrade
Selling, General & Administrative	181,947	173,169	150,218	120,094	77,768	66,246	Upgrade
Other Non-Interest Expense	15,750	14,488	13,716	11,827	14,428	4,602	Upgrade
Total Non-Interest Expense	511,284	464,784	383,743	285,579	196,682	154,860	Upgrade
EBT Excluding Unusual Items	51,436	107,463	267,531	202,853	50,177	28,621	Upgrade
Pretax Income	51,436	107,463	267,531	202,853	50,177	28,621	Upgrade
Income Tax Expense	13,775	25,615	59,655	45,805	10,429	9,245	Upgrade
Net Income	37,661	81,848	207,876	157,048	39,748	19,376	Upgrade
Net Income to Common	37,661	81,848	207,876	157,048	39,748	19,376	Upgrade
Net Income Growth	-76.67%	-60.63%	32.37%	295.11%	105.14%	172.33%	Upgrade
Basic Shares Outstanding	6,135	6,135	6,135	5,937	5,654	5,654	Upgrade
Diluted Shares Outstanding	6,135	6,135	6,135	5,943	5,671	5,654	Upgrade
Shares Change (YoY)	-	-	3.23%	4.79%	0.30%	-	Upgrade
EPS (Basic)	6.14	13.34	33.89	26.45	7.03	3.43	Upgrade
EPS (Diluted)	6.14	13.34	33.89	26.43	7.01	3.43	Upgrade
EPS Growth	-76.68%	-60.63%	28.21%	277.03%	104.57%	172.33%	Upgrade
Effective Tax Rate	26.78%	23.84%	22.30%	22.58%	20.78%	32.30%	Upgrade

Updated Oct 31, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.