PT Bank Victoria International Tbk (IDX:BVIC)

IDX:BVIC Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,172,825	198,271	1,304,487	1,138,609	1,221,963	1,891,815
Investment Securities	6,758,999	7,880,432	7,129,955	5,859,350	5,901,088	6,958,897
Trading Asset Securities	-	-	-	31,877	-	-
Total Investments	6,758,999	7,880,432	7,129,955	5,891,227	5,901,088	6,958,897
Gross Loans	20,887,654	20,559,860	18,628,743	15,824,611	15,489,074	14,843,354
Allowance for Loan Losses	-430,640	-446,966	-574,872	-538,118	-702,274	-597,378
Net Loans	20,457,014	20,112,894	18,053,871	15,286,493	14,786,801	14,245,976
Property, Plant & Equipment	380,759	391,434	423,227	470,853	508,119	559,673
Other Intangible Assets	16,501	11,099	8,193	2,531	3,194	5,071
Accrued Interest Receivable	300,796	314,751	368,408	391,680	342,864	248,240
Other Receivables	6,102	5,090	4,854	13,894	11,087	15,409
Restricted Cash	3,026,530	1,401,053	1,493,077	1,506,566	663,114	612,623
Other Current Assets	329,582	106,211	76,746	46,075	28,787	40,638
Long-Term Deferred Tax Assets	93,319	137,021	163,004	197,607	302,389	250,489
Other Real Estate Owned & Foreclosed	375,995	378,984	550,616	931,010	1,154,057	1,367,712
Other Long-Term Assets	95,823	108,748	47,803	55,455	23,682	24,864
Total Assets	33,014,246	31,045,989	29,624,240	25,932,001	24,947,143	26,221,407
Accrued Expenses	52,354	46,616	52,423	37,256	29,880	136,396
Interest Bearing Deposits	23,906,850	23,713,129	22,740,077	19,673,790	18,245,045	18,775,399
Non-Interest Bearing Deposits	3,000	5,000	1,907	3,000	2,000	2,000
Total Deposits	23,909,850	23,718,129	22,741,984	19,676,790	18,247,045	18,777,399
Short-Term Borrowings	1,749,022	796,482	1,435,341	1,272,030	875,025	1,616,914
Current Portion of Long-Term Debt	547,887	369,250	52,750	199,720	-	-
Current Income Taxes Payable	-	-	-	16,049	-	-
Accrued Interest Payable	105,579	103,156	74,153	58,181	59,467	-
Other Current Liabilities	287,710	33,436	26,423	12,301	11,334	14,298
Long-Term Debt	1,890,157	1,920,163	1,294,890	852,183	1,398,520	1,544,029
Long-Term Leases	33,293	39,811	47,310	33,100	15,632	25,728
Long-Term Unearned Revenue	424.14	316.85	362.72	11.58	12.93	16.19
Pension & Post-Retirement Benefits	46,513	45,626	36,848	37,980	39,568	58,499
Other Long-Term Liabilities	36,224	39,544	36,972	35,935	1,256,235	1,403,754
Total Liabilities	28,659,013	27,112,530	25,799,455	22,231,538	21,932,718	23,577,032
Common Stock	1,841,521	1,584,853	1,584,824	1,584,823	1,048,713	895,195
Additional Paid-In Capital	667,789	668,371	668,685	670,585	407,786	282,775
Retained Earnings	1,503,817	1,378,236	1,186,186	1,084,370	858,196	977,260
Comprehensive Income & Other	342,105	301,999	385,091	360,686	699,713	489,127
Total Common Equity	4,355,232	3,933,460	3,824,785	3,700,463	3,014,408	2,644,357
Minority Interest	-	-	-	-	17.33	18.22
Shareholders' Equity	4,355,232	3,933,460	3,824,785	3,700,463	3,014,425	2,644,375
Total Liabilities & Equity	33,014,246	31,045,989	29,624,240	25,932,001	24,947,143	26,221,407
Total Debt	4,220,358	3,125,706	2,830,290	2,357,034	2,289,177	3,186,671
Net Cash (Debt)	-2,592,942	-2,729,660	-889,070	-347,115	-376,499	-799,997
Net Cash Per Share	-161.44	-172.23	-56.10	-29.43	-40.80	-89.37
Filing Date Shares Outstanding	18,415	15,849	15,848	15,848	10,487	8,952
Total Common Shares Outstanding	18,415	15,849	15,848	15,848	10,487	8,952
Book Value Per Share	236.50	248.19	241.34	233.49	287.44	295.39
Tangible Book Value	4,338,731	3,922,360	3,816,592	3,697,932	3,011,214	2,639,286
Tangible Book Value Per Share	235.61	247.49	240.82	233.33	287.13	294.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.