PT Bank Nationalnobu Tbk (IDX:NOBU)

PT Bank Nationalnobu Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,394,136	2,121,170	1,499,179	1,161,531	956,776	792,351
Interest Paid on Deposits	1,285,087	1,128,314	763,389	502,440	431,099	360,971
Net Interest Income	1,109,049	992,856	735,790	659,091	525,677	431,380
Net Interest Income Growth (YoY)	33.92%	34.94%	11.64%	25.38%	21.86%	-1.11%
Gain (Loss) on Sale of Assets	34	25	14	2	8	3
Gain (Loss) on Sale of Investments	912	603	3,209	12,029	1,156	29,192
Other Non-Interest Income	373,684	289,807	152,035	60,147	64,129	67,114
Total Non-Interest Income	374,630	290,435	155,258	72,178	65,293	96,309
Non-Interest Income Growth (YoY)	65.28%	87.07%	115.10%	10.54%	-32.20%	1.94%
Revenues Before Loan Losses	1,483,679	1,283,291	891,048	731,269	590,970	527,689
Provision for Loan Losses	127,476	117,262	42,984	25,497	35,576	-6,484
Revenue	1,356,203	1,166,029	848,064	705,772	555,394	534,173
Revenue Growth (YoY)	38.12%	37.49%	20.16%	27.08%	3.97%	1.03%
Salaries and Employee Benefits	395,887	364,749	333,147	295,748	256,658	253,267
Selling, General & Administrative	399,467	379,533	332,495	274,499	208,474	208,312
Other Non-Interest Expense	1,561	1,561	1,990	1,160	1,096	837
Total Non-Interest Expense	798,595	743,812	662,534	571,639	469,400	462,894
EBT Excluding Unusual Items	557,608	422,217	185,530	134,133	85,994	71,279
Pretax Income	557,608	422,217	185,530	134,133	85,994	71,279
Income Tax Expense	123,119	93,217	43,994	30,288	21,808	17,672
Net Income	434,489	329,000	141,536	103,845	64,186	53,607
Net Income to Common	434,489	329,000	141,536	103,845	64,186	53,607
Net Income Growth	110.25%	132.45%	36.30%	61.79%	19.73%	17.06%
Basic Shares Outstanding	7,478	7,478	6,141	4,602	4,438	4,438
Diluted Shares Outstanding	7,478	7,478	6,141	4,602	4,438	4,438
Shares Change (YoY)	2.51%	21.77%	33.44%	3.70%	-	-
EPS (Basic)	58.10	43.99	23.05	22.56	14.46	12.08
EPS (Diluted)	58.10	43.99	23.05	22.56	14.46	12.08
EPS Growth	105.11%	90.88%	2.14%	56.01%	19.73%	17.06%
Effective Tax Rate	22.08%	22.08%	23.71%	22.58%	25.36%	24.79%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.