PT Bank Panin Dubai Syariah Tbk (IDX:PNBS)

IDX:PNBS Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,575,820	1,197,787	1,900,324	888,786	1,423,658	788,641
Investment Securities	2,322,925	2,298,650	2,317,002	2,502,722	3,646,500	715,329
Total Investments	2,322,925	2,298,650	2,317,002	2,502,722	3,646,500	715,329
Gross Loans	12,564,216	11,666,227	11,448,115	9,915,006	7,876,704	8,448,078
Allowance for Loan Losses	-211,414	-219,363	-252,713	-243,886	-115,531	-238,560
Net Loans	12,352,802	11,446,864	11,195,403	9,671,120	7,761,173	8,209,519
Property, Plant & Equipment	222,277	220,279	218,997	209,854	202,524	203,349
Other Intangible Assets	22,329	21,577	21,378	7,727	470.37	2,882
Accrued Interest Receivable	90,204	93,014	92,122	77,690	67,526	44,495
Other Receivables	2,308	1,722	916.41	1,435	1,233	681.05
Restricted Cash	130,837	116,679	237,372	330,622	285,380	234,965
Other Current Assets	71,671	36,568	45,417	58,308	26,513	15,700
Long-Term Deferred Tax Assets	-	-	8,085	18,565	2,741	5,517
Other Real Estate Owned & Foreclosed	1,359,940	1,350,894	1,282,919	1,017,306	1,002,830	1,075,237
Other Long-Term Assets	9,592	10,522	5,241	7,605	5,385	5,002
Total Assets	18,161,817	16,797,156	17,325,634	14,791,738	14,426,005	11,302,082
Accrued Expenses	23,858	2,991	4,092	19,596	13,620	8,929
Interest Bearing Deposits	1,342,708	1,800,641	2,551,916	1,489,714	672,611	536,567
Total Deposits	1,342,708	1,800,641	2,551,916	1,489,714	672,611	536,567
Short-Term Borrowings	-	402,305	1,359,143	435,531	-	-
Current Portion of Leases	3,916	4,543	5,578	4,253	677.16	1,245
Current Income Taxes Payable	12,802	9,576	14,617	13,909	3,356	8,455
Accrued Interest Payable	27,413	35,742	38,539	16,354	10,686	17,511
Other Current Liabilities	1,220	1,351	2,974	2,884	2,836	3,242
Long-Term Leases	9,957	5,155	7,933	9,243	5,726	2,992
Long-Term Unearned Revenue	108	148.5	434.17	209.03	54	-
Pension & Post-Retirement Benefits	16,410	14,782	19,313	21,022	15,164	20,008
Long-Term Deferred Tax Liabilities	11,009	5,261	-	-	-	-
Other Long-Term Liabilities	13,813,647	11,662,405	10,549,746	10,273,619	11,399,330	7,587,479
Total Liabilities	15,263,048	13,944,900	14,554,284	12,286,334	12,124,060	8,186,429
Common Stock	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364
Retained Earnings	-1,049,882	-1,076,018	-1,103,487	-1,331,005	-1,581,851	-764,701
Comprehensive Income & Other	67,288	46,910	-6,527	-44,956	2,431	-1,010
Shareholders' Equity	2,898,770	2,852,257	2,771,350	2,505,404	2,301,945	3,115,653
Total Liabilities & Equity	18,161,817	16,797,156	17,325,634	14,791,738	14,426,005	11,302,082
Total Debt	13,873	412,003	1,372,653	449,027	6,403	4,237
Net Cash (Debt)	1,561,947	785,784	527,671	439,759	1,417,255	938,458
Net Cash Growth	-	48.91%	19.99%	-68.97%	51.02%	-17.51%
Net Cash Per Share	40.24	20.25	13.60	11.33	36.51	24.18
Filing Date Shares Outstanding	38,814	38,814	38,814	38,814	38,814	38,814
Total Common Shares Outstanding	38,814	38,814	38,814	38,814	38,814	38,814
Book Value Per Share	74.68	73.49	71.40	64.55	59.31	80.27
Tangible Book Value	2,876,441	2,830,679	2,749,973	2,497,677	2,301,474	3,112,771
Tangible Book Value Per Share	74.11	72.93	70.85	64.35	59.30	80.20

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.