Garanti Faktoring A.S. Statistics

Total Valuation

IST:GARFA has a market cap or net worth of TRY 10.09 billion.

Market Cap	10.09B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	n/a

Share Statistics

IST:GARFA has 397.50 million shares outstanding.

Current Share Class	197.29M
Shares Outstanding	397.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	9.78%
Float	42.14M

Valuation Ratios

The trailing PE ratio is 5.91.

PE Ratio	5.91
Forward PE	n/a
PS Ratio	3.61
PB Ratio	2.44
P/TBV Ratio	2.51
P/FCF Ratio	9.98
P/OCF Ratio	9.90
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.19, with a Debt / Equity ratio of 5.14.

Current Ratio	1.19
Quick Ratio	1.19
Debt / Equity	5.14
Debt / EBITDA	n/a
Debt / FCF	21.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 52.04%.

Return on Equity (ROE)	52.04%
Return on Assets (ROA)	9.24%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	22.54M
Profits Per Employee	13.77M
Employee Count	120
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, IST:GARFA has paid 731.17 million in taxes.

Income Tax	731.17M
Effective Tax Rate	29.99%

Stock Price Statistics

The stock price has increased by +15.89% in the last 52 weeks. The beta is -0.06, so IST:GARFA's price volatility has been lower than the market average.

Beta (5Y)	-0.06
52-Week Price Change	+15.89%
50-Day Moving Average	24.29
200-Day Moving Average	21.44
Relative Strength Index (RSI)	51.49
Average Volume (20 Days)	1,075,635

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IST:GARFA had revenue of TRY 2.80 billion and earned 1.71 billion in profits. Earnings per share was 4.29.

Revenue	2.80B
Gross Profit	2.61B
Operating Income	2.33B
Pretax Income	2.44B
Net Income	1.71B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.29

Full Income Statement

Balance Sheet

The company has 691.98 million in cash and 21.24 billion in debt, giving a net cash position of -20.55 billion or -51.69 per share.

Cash & Cash Equivalents	691.98M
Total Debt	21.24B
Net Cash	-20.55B
Net Cash Per Share	-51.69
Equity (Book Value)	4.13B
Book Value Per Share	10.40
Working Capital	4.08B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.02 billion and capital expenditures -8.10 million, giving a free cash flow of 1.01 billion.

Operating Cash Flow	1.02B
Capital Expenditures	-8.10M
Free Cash Flow	1.01B
FCF Per Share	2.54

Full Cash Flow Statement

Margins

Gross margin is 93.52%, with operating and profit margins of 83.50% and 61.08%.

Gross Margin	93.52%
Operating Margin	83.50%
Pretax Margin	87.24%
Profit Margin	61.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.16%

Dividends & Yields

IST:GARFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	16.92%
FCF Yield	10.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 14, 2024. It was a forward split with a ratio of 5.

Last Split Date	May 14, 2024
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3