ISP Finance Services Statistics

Total Valuation

JMSE:ISP has a market cap or net worth of JMD 1.79 billion.

Market Cap	1.79B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

JMSE:ISP has 105.00 million shares outstanding.

Current Share Class	105.00M
Shares Outstanding	105.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	52.12%
Owned by Institutions (%)	0.39%
Float	3.32M

Valuation Ratios

The trailing PE ratio is 58.16.

PE Ratio	58.16
Forward PE	n/a
PS Ratio	8.95
PB Ratio	2.66
P/TBV Ratio	2.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 10.54, with a Debt / Equity ratio of 0.78.

Current Ratio	10.54
Quick Ratio	10.53
Debt / Equity	0.78
Debt / EBITDA	n/a
Debt / FCF	-20.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.68%.

Return on Equity (ROE)	4.68%
Return on Assets (ROA)	2.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.39M
Profits Per Employee	829,501
Employee Count	37
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:ISP has paid 8.54 million in taxes.

Income Tax	8.54M
Effective Tax Rate	21.77%

Stock Price Statistics

The stock price has decreased by -28.96% in the last 52 weeks. The beta is 0.48, so JMSE:ISP's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	-28.96%
50-Day Moving Average	13.32
200-Day Moving Average	16.05
Relative Strength Index (RSI)	65.22
Average Volume (20 Days)	642

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:ISP had revenue of JMD 199.38 million and earned 30.69 million in profits. Earnings per share was 0.29.

Revenue	199.38M
Gross Profit	184.05M
Operating Income	39.45M
Pretax Income	39.23M
Net Income	30.69M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.29

Full Income Statement

Balance Sheet

The company has 93.09 million in cash and 524.74 million in debt, giving a net cash position of -431.65 million or -4.11 per share.

Cash & Cash Equivalents	93.09M
Total Debt	524.74M
Net Cash	-431.65M
Net Cash Per Share	-4.11
Equity (Book Value)	670.74M
Book Value Per Share	6.39
Working Capital	1.09B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -14.83 million and capital expenditures -10.68 million, giving a free cash flow of -25.51 million.

Operating Cash Flow	-14.83M
Capital Expenditures	-10.68M
Free Cash Flow	-25.51M
FCF Per Share	-0.24

Full Cash Flow Statement

Margins

Gross margin is 92.31%, with operating and profit margins of 19.79% and 15.39%.

Gross Margin	92.31%
Operating Margin	19.79%
Pretax Margin	19.68%
Profit Margin	15.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

JMSE:ISP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	1.72%
FCF Yield	-1.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2