NCB Financial Group Statistics

Total Valuation

JMSE:NCBFG has a market cap or net worth of JMD 89.51 billion.

Market Cap	89.51B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Nov 28, 2025

Share Statistics

JMSE:NCBFG has 2.41 billion shares outstanding. The number of shares has increased by 1.62% in one year.

Current Share Class	2.41B
Shares Outstanding	2.41B
Shares Change (YoY)	+1.62%
Shares Change (QoQ)	-0.11%
Owned by Insiders (%)	1.73%
Owned by Institutions (%)	16.60%
Float	1.01B

Valuation Ratios

The trailing PE ratio is 3.87.

PE Ratio	3.87
Forward PE	n/a
PS Ratio	0.62
PB Ratio	0.35
P/TBV Ratio	0.59
P/FCF Ratio	2.17
P/OCF Ratio	2.07
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	14.38
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.87%.

Return on Equity (ROE)	15.87%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:NCBFG has paid 8.59 billion in taxes.

Income Tax	8.59B
Effective Tax Rate	18.88%

Stock Price Statistics

The stock price has decreased by -27.18% in the last 52 weeks. The beta is 0.31, so JMSE:NCBFG's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	-27.18%
50-Day Moving Average	40.95
200-Day Moving Average	41.91
Relative Strength Index (RSI)	37.32
Average Volume (20 Days)	122,647

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:NCBFG had revenue of JMD 144.29 billion and earned 23.13 billion in profits. Earnings per share was 9.59.

Revenue	144.29B
Gross Profit	144.29B
Operating Income	44.91B
Pretax Income	45.51B
Net Income	23.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.59

Full Income Statement

Balance Sheet

The company has 118.80 billion in cash and 593.06 billion in debt, giving a net cash position of -474.26 billion or -196.58 per share.

Cash & Cash Equivalents	118.80B
Total Debt	593.06B
Net Cash	-474.26B
Net Cash Per Share	-196.58
Equity (Book Value)	254.34B
Book Value Per Share	82.52
Working Capital	-834.78B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 43.23 billion and capital expenditures -1.98 billion, giving a free cash flow of 41.24 billion.

Operating Cash Flow	43.23B
Capital Expenditures	-1.98B
Free Cash Flow	41.24B
FCF Per Share	17.10

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	31.12%
Pretax Margin	31.54%
Profit Margin	16.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.58%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 5.15%.

Dividend Per Share	2.00
Dividend Yield	5.15%
Dividend Growth (YoY)	-25.00%
Years of Dividend Growth	1
Payout Ratio	15.64%
Buyback Yield	-1.62%
Shareholder Yield	3.54%
Earnings Yield	25.84%
FCF Yield	46.08%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4