South Africa
· Delayed Price · Currency is ZAR · Price in ZAc Finbond Group Statistics
Total Valuation
Finbond Group has a market cap or net worth of ZAR 410.94 million. The enterprise value is 2.45 billion.
| Market Cap | 410.94M |
| Enterprise Value | 2.45B |
Important Dates
The next estimated earnings date is Tuesday, August 26, 2025.
| Earnings Date | Aug 26, 2025 |
| Ex-Dividend Date | Mar 26, 2025 |
Share Statistics
Finbond Group has 456.60 million shares outstanding. The number of shares has decreased by -38.02% in one year.
| Current Share Class | 456.60M |
| Shares Outstanding | 456.60M |
| Shares Change (YoY) | -38.02% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 36.95% |
| Owned by Institutions (%) | 52.06% |
| Float | 91.80M |
Valuation Ratios
The trailing PE ratio is 12.92.
| PE Ratio | 12.92 |
| Forward PE | n/a |
| PS Ratio | 0.24 |
| PB Ratio | 0.56 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.63, with an EV/FCF ratio of -9.21.
| EV / Earnings | 77.16 |
| EV / Sales | 1.45 |
| EV / EBITDA | 3.63 |
| EV / EBIT | 4.49 |
| EV / FCF | -9.21 |
Financial Position
The company has a current ratio of 2.69, with a Debt / Equity ratio of 4.18.
| Current Ratio | 2.69 |
| Quick Ratio | 2.50 |
| Debt / Equity | 4.18 |
| Debt / EBITDA | 4.52 |
| Debt / FCF | -11.47 |
| Interest Coverage | 1.48 |
Financial Efficiency
Return on equity (ROE) is 3.74% and return on invested capital (ROIC) is 9.30%.
| Return on Equity (ROE) | 3.74% |
| Return on Assets (ROA) | 7.75% |
| Return on Invested Capital (ROIC) | 9.30% |
| Return on Capital Employed (ROCE) | 14.31% |
| Revenue Per Employee | 721,147 |
| Profits Per Employee | 13,584 |
| Employee Count | 2,341 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Finbond Group has paid 32.64 million in taxes.
| Income Tax | 32.64M |
| Effective Tax Rate | 52.74% |
Stock Price Statistics
The stock price has increased by +28.57% in the last 52 weeks. The beta is 0.94, so Finbond Group's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | +28.57% |
| 50-Day Moving Average | 79.18 |
| 200-Day Moving Average | 72.92 |
| Relative Strength Index (RSI) | 66.68 |
| Average Volume (20 Days) | 135,069 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Finbond Group had revenue of ZAR 1.69 billion and earned 31.80 million in profits. Earnings per share was 0.07.
| Revenue | 1.69B |
| Gross Profit | 1.22B |
| Operating Income | 545.86M |
| Pretax Income | 61.89M |
| Net Income | 31.80M |
| EBITDA | 576.82M |
| EBIT | 545.86M |
| Earnings Per Share (EPS) | 0.07 |
Balance Sheet
The company has 1.01 billion in cash and 3.06 billion in debt, giving a net cash position of -2.04 billion or -4.47 per share.
| Cash & Cash Equivalents | 1.01B |
| Total Debt | 3.06B |
| Net Cash | -2.04B |
| Net Cash Per Share | -4.47 |
| Equity (Book Value) | 731.04M |
| Book Value Per Share | 1.60 |
| Working Capital | 1.21B |
Cash Flow
In the last 12 months, operating cash flow was -222.57 million and capital expenditures -43.87 million, giving a free cash flow of -266.44 million.
| Operating Cash Flow | -222.57M |
| Capital Expenditures | -43.87M |
| Free Cash Flow | -266.44M |
| FCF Per Share | -0.58 |
Margins
Gross margin is 71.97%, with operating and profit margins of 32.33% and 1.88%.
| Gross Margin | 71.97% |
| Operating Margin | 32.33% |
| Pretax Margin | 3.67% |
| Profit Margin | 1.88% |
| EBITDA Margin | 34.17% |
| EBIT Margin | 32.33% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 10.63%.
| Dividend Per Share | 0.10 |
| Dividend Yield | 10.63% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 38.02% |
| Shareholder Yield | 48.65% |
| Earnings Yield | 7.74% |
| FCF Yield | -64.84% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Finbond Group has an Altman Z-Score of 0.98 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.98 |
| Piotroski F-Score | 5 |