Joint Stock Company Kaspi.kz (KASE:KSPI)

KASE:KSPI Ratios and Metrics

Market cap in millions KZT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	7,801,494	9,441,086	7,955,362	5,827,759	11,897,270	4,371,631
Market Cap Growth	18.68%	18.68%	36.51%	-51.02%	172.15%	-
Enterprise Value	7,388,359	9,103,177	7,617,569	5,631,620	11,894,511	4,318,723
Last Close Price	45000.00	54540.00	45600.00	33196.50	52250.00	4750.00
PE Ratio	7.50	9.08	9.46	9.96	27.55	16.75
PS Ratio	3.07	3.71	4.18	4.59	13.44	7.25
PB Ratio	4.96	6.00	7.21	7.06	23.57	11.08
P/TBV Ratio	5.48	6.63	7.86	7.25	24.50	11.47
P/FCF Ratio	-	19.42	7.53	6.06	261.77	7.29
P/OCF Ratio	-	16.23	7.19	5.71	169.11	7.08
EV/Sales Ratio	3.00	3.58	4.00	4.44	13.43	7.16
EV/EBITDA Ratio	3.93	4.69	5.03	5.55	16.67	9.26
EV/EBIT Ratio	3.99	4.76	5.12	5.64	16.97	9.45
EV/FCF Ratio	15.20	18.72	7.21	5.86	261.71	7.20
Debt / Equity Ratio	0.09	0.09	0.15	0.27	0.56	0.55
Debt / EBITDA Ratio	0.07	0.07	0.11	0.22	0.40	0.47
Debt / FCF Ratio	0.28	0.28	0.15	0.23	6.25	0.36
Asset Turnover	0.34	0.34	0.32	0.29	0.28	0.24
Inventory Turnover	21.73	21.73	-	-	-	-
Quick Ratio	4.97	4.97	4.63	4.13	3.80	3.55
Current Ratio	5.05	5.05	4.71	4.21	3.86	3.65
Return on Equity (ROE)	78.98%	78.98%	88.01%	88.52%	96.78%	76.30%
Return on Assets (ROA)	15.71%	15.71%	15.58%	14.30%	13.66%	11.43%
Return on Capital (ROIC)	80.25%	80.25%	80.40%	67.89%	62.57%	50.68%
Return on Capital Employed (ROCE)	27.00%	27.00%	26.00%	23.80%	24.50%	19.80%
Earnings Yield	13.33%	11.01%	10.58%	10.04%	3.63%	5.97%
FCF Yield	6.23%	5.15%	13.27%	16.50%	0.38%	13.71%
Dividend Yield	-	4.67%	7.02%	5.12%	1.69%	29.54%
Payout Ratio	62.14%	62.14%	66.57%	35.91%	78.80%	67.20%
Buyback Yield / Dilution	0.33%	0.33%	0.99%	0.18%	-0.32%	-2.63%
Total Shareholder Return	0.33%	5.00%	8.01%	5.30%	1.37%	26.91%

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.