Posbank Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	-	77,082	79,284	91,488	91,496	61,748
Other Revenue	-0	-0	-	-	-	-
Revenue	83,880	77,082	79,284	91,488	91,496	61,748
Revenue Growth (YoY)	10.36%	-2.78%	-13.34%	-0.01%	48.18%	-
Cost of Revenue	62,896	57,278	56,314	66,327	70,404	40,661
Gross Profit	20,984	19,804	22,971	25,161	21,092	21,087
Selling, General & Admin	12,153	12,465	11,034	10,231	9,224	16,709
Research & Development	3,165	3,445	2,693	2,509	1,953	271.81
Other Operating Expenses	404.75	399.26	314.8	301.98	286.03	369.64
Operating Expenses	16,293	16,821	14,541	13,169	11,656	21,077
Operating Income	4,692	2,983	8,430	11,992	9,437	10
Interest Expense	-532.91	-634.83	-620.85	-667.77	-632.33	-852.78
Interest & Investment Income	1,433	1,480	654.49	110.83	39.55	64.8
Currency Exchange Gain (Loss)	1,304	2,086	31.01	369.26	76.21	-299.04
Other Non Operating Income (Expenses)	96.29	100.47	41.32	-2,183	309.39	162.71
EBT Excluding Unusual Items	6,992	6,014	8,536	9,622	9,229	-914.32
Gain (Loss) on Sale of Investments	-30.47	-28.28	45.98	-43.19	2,492	30.68
Gain (Loss) on Sale of Assets	-0	-0	494.95	7	3.84	-
Asset Writedown	-	-	-	-	-1,639	-3,272
Other Unusual Items	-	-	-	-	-	799.74
Pretax Income	6,961	5,985	9,077	9,586	10,086	-3,356
Income Tax Expense	500.69	582.62	1,547	2,618	1,477	-389.85
Net Income	6,461	5,403	7,530	6,968	8,609	-2,966
Net Income to Common	6,461	5,403	7,530	6,968	8,609	-2,966
Net Income Growth	3.35%	-28.25%	8.07%	-19.06%	-	-
Shares Outstanding (Basic)	9	9	8	7	7	7
Shares Outstanding (Diluted)	10	10	8	7	7	7
Shares Change (YoY)	15.79%	17.56%	23.15%	-7.55%	4.87%	-
EPS (Basic)	688.19	586.39	982.41	1056.39	1313.63	-439.60
EPS (Diluted)	669.43	572.48	927.00	1056.00	1187.09	-439.60
EPS Growth	-9.96%	-38.24%	-12.22%	-11.04%	-	-
Free Cash Flow	-3,493	-4,695	2,865	14,591	-11,483	3,064
Free Cash Flow Per Share	-358.44	-491.60	352.63	2212.02	-1609.55	450.30
Gross Margin	25.02%	25.69%	28.97%	27.50%	23.05%	34.15%
Operating Margin	5.59%	3.87%	10.63%	13.11%	10.31%	0.02%
Profit Margin	7.70%	7.01%	9.50%	7.62%	9.41%	-4.80%
Free Cash Flow Margin	-4.16%	-6.09%	3.61%	15.95%	-12.55%	4.96%
EBITDA	6,747	4,986	10,163	13,081	10,716	3,923
EBITDA Margin	8.04%	6.47%	12.82%	14.30%	11.71%	6.35%
D&A For EBITDA	2,055	2,003	1,732	1,089	1,279	3,913
EBIT	4,692	2,983	8,430	11,992	9,437	10
EBIT Margin	5.59%	3.87%	10.63%	13.11%	10.31%	0.02%
Effective Tax Rate	7.19%	9.73%	17.04%	27.31%	14.64%	-
Advertising Expenses	-	991.18	812.16	264.52	275.69	120.84

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Standard template. Financial Sources.