Hanwha Life Insurance Co., Ltd. (KRX:088350)

Hanwha Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	2,318,039	1,848,420	2,126,434	2,081,351	2,205,330	1,833,392
Market Cap Growth	6.56%	-13.07%	2.17%	-5.62%	20.29%	5.63%
Enterprise Value	25,012,925	15,403,403	15,072,831	13,117,746	11,477,414	3,791,118
PE Ratio	3.26	2.61	2.95	2.21	1.85	17.36
PS Ratio	0.09	0.09	0.10	0.10	0.09	0.08
PB Ratio	0.15	0.13	0.14	0.11	0.16	0.14
P/FCF Ratio	0.42	0.40	1.25	2.41	0.40	1.27
P/OCF Ratio	0.37	0.34	1.22	1.75	0.40	1.21
EV/Sales Ratio	1.01	0.71	0.69	0.63	0.48	0.16
EV/EBITDA Ratio	10.34	7.16	5.71	3.16	63.17	1.96
EV/EBIT Ratio	11.68	7.88	6.09	3.36	-	2.31
EV/FCF Ratio	4.52	3.29	8.86	15.18	2.10	2.63
Debt / Equity Ratio	1.26	0.93	0.71	0.50	0.52	0.04
Debt / EBITDA Ratio	8.25	6.19	4.16	2.37	38.46	0.29
Debt / FCF Ratio	3.61	2.85	6.46	11.40	1.28	0.38
Quick Ratio	14.70	27.03	35.74	9.56	2.12	1.59
Current Ratio	15.54	28.79	38.53	11.64	2.66	2.25
Asset Turnover	0.15	0.14	0.15	0.13	0.15	0.17
Return on Equity (ROE)	6.19%	5.82%	4.70%	7.07%	9.40%	1.53%
Return on Assets (ROA)	0.81%	0.79%	1.05%	1.57%	-0.04%	0.71%
Return on Capital (ROIC)	4.41%	4.52%	5.53%	9.77%	-0.34%	7.27%
Earnings Yield	32.49%	39.89%	35.67%	49.50%	54.02%	11.02%
FCF Yield	238.69%	252.95%	79.98%	41.51%	248.14%	78.67%
Payout Ratio	8.53%	18.96%	6.55%	8.99%	9.50%	61.40%
Buyback Yield / Dilution	-4.81%	-0.28%	-0.22%	-0.15%	-0.09%	-0.08%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.