KakaoBank Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2019
Cash & Equivalents	2,165,246	1,855,353	2,733,244	1,381,539	6,648	7,184	Upgrade
Investment Securities	115,265	117,710	101,419	6,451	-	-	Upgrade
Trading Asset Securities	19,452,408	15,160,092	11,729,250	9,011,302	7,640,933	4,261,370	Upgrade
Total Investments	19,567,673	15,277,802	11,830,669	9,017,753	7,640,933	4,261,370	Upgrade
Gross Loans	45,925,560	45,004,083	39,046,536	28,315,244	26,503,152	20,753,314	Upgrade
Allowance for Loan Losses	-515,252	-500,318	-397,498	-261,828	-141,054	-90,505	Upgrade
Net Loans	45,410,308	44,503,765	38,649,038	28,053,416	26,362,098	20,662,809	Upgrade
Property, Plant & Equipment	174,705	176,842	180,806	172,900	70,229	46,157	Upgrade
Other Intangible Assets	35,948	37,251	30,529	24,515	22,556	20,805	Upgrade
Accrued Interest Receivable	177,782	167,936	203,275	192,665	144,133	82,210	Upgrade
Other Receivables	27,333	4,764	1,016	374	41,535	532	Upgrade
Restricted Cash	-	-	-	-	1,212,510	1,188,753	Upgrade
Other Current Assets	51,941	27,705	15,567	9,851	6,571	4,807	Upgrade
Long-Term Deferred Tax Assets	-	-	-	16,734	20,467	-	Upgrade
Other Long-Term Assets	785,430	747,792	840,335	642,653	501,484	351,290	Upgrade
Total Assets	68,402,725	62,805,282	54,488,157	39,516,079	36,040,068	26,649,990	Upgrade
Accrued Expenses	357,198	456,287	361,452	115,421	82,961	81,093	Upgrade
Interest Bearing Deposits	23,921,264	21,681,684	21,066,466	12,666,822	12,432,569	10,529,861	Upgrade
Non-Interest Bearing Deposits	36,483,689	33,289,358	26,076,376	20,388,982	17,593,564	13,009,421	Upgrade
Total Deposits	60,404,953	54,971,042	47,142,842	33,055,804	30,026,133	23,539,282	Upgrade
Current Income Taxes Payable	52,469	52,629	50,243	36,975	14,076	3,613	Upgrade
Other Current Liabilities	30,921	22,182	16,721	11,330	5,961	4,849	Upgrade
Long-Term Unearned Revenue	867	818	967	934	581	295	Upgrade
Pension & Post-Retirement Benefits	32,779	30,605	21,527	15,980	13,942	10,567	Upgrade
Long-Term Deferred Tax Liabilities	84,760	70,367	29,365	-	-	-	Upgrade
Other Long-Term Liabilities	928,714	661,221	747,346	564,525	375,044	213,329	Upgrade
Total Liabilities	61,892,661	56,265,151	48,370,463	33,800,969	30,518,698	23,853,028	Upgrade
Common Stock	2,384,881	2,384,843	2,384,361	2,383,653	2,375,796	2,038,265	Upgrade
Additional Paid-In Capital	2,988,161	2,988,152	2,987,543	2,986,761	2,956,238	759,805	Upgrade
Retained Earnings	1,089,099	1,123,203	754,589	453,392	190,301	-13,823	Upgrade
Treasury Stock	-13,000	-13,000	-13,000	-	-	-	Upgrade
Comprehensive Income & Other	60,923	56,933	4,201	-108,696	-965	12,715	Upgrade
Total Common Equity	6,510,064	6,540,131	6,117,694	5,715,110	5,521,370	2,796,962	Upgrade
Shareholders' Equity	6,510,064	6,540,131	6,117,694	5,715,110	5,521,370	2,796,962	Upgrade
Total Liabilities & Equity	68,402,725	62,805,282	54,488,157	39,516,079	36,040,068	26,649,990	Upgrade
Net Cash (Debt)	21,617,654	17,015,445	14,462,494	10,392,841	7,647,581	4,268,554	Upgrade
Net Cash Growth	28.33%	17.65%	39.16%	35.90%	79.16%	48.02%	Upgrade
Net Cash Per Share	45344.85	35683.87	30317.64	21766.06	17383.93	11607.09	Upgrade
Filing Date Shares Outstanding	476.44	476.44	476.34	476.73	475.16	367.75	Upgrade
Total Common Shares Outstanding	476.44	476.44	476.34	476.73	475.16	367.75	Upgrade
Book Value Per Share	13663.87	13727.19	12843.13	11988.13	11620.04	7605.52	Upgrade
Tangible Book Value	6,474,116	6,502,880	6,087,165	5,690,595	5,498,814	2,776,157	Upgrade
Tangible Book Value Per Share	13588.41	13649.00	12779.04	11936.71	11572.57	7548.95	Upgrade

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.