Gulf Insurance Group K.S.C.P. (KWSE:GINS)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.9420
+0.0140 (1.51%)
At close: Dec 4, 2025

KWSE:GINS Statistics

Total Valuation

KWSE:GINS has a market cap or net worth of KWD 268.07 million. The enterprise value is 239.01 million.

Market Cap 268.07M
Enterprise Value 239.01M

Important Dates

The last earnings date was Monday, November 17, 2025.

Earnings Date Nov 17, 2025
Ex-Dividend Date May 27, 2025

Share Statistics

KWSE:GINS has 284.57 million shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class 284.57M
Shares Outstanding 284.57M
Shares Change (YoY) +0.15%
Shares Change (QoQ) -0.00%
Owned by Insiders (%) n/a
Owned by Institutions (%) 96.78%
Float 9.16M

Valuation Ratios

The trailing PE ratio is 18.02.

PE Ratio 18.02
Forward PE n/a
PS Ratio 0.39
PB Ratio 0.69
P/TBV Ratio 1.13
P/FCF Ratio 4.98
P/OCF Ratio 4.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.33, with an EV/FCF ratio of 4.44.

EV / Earnings 16.07
EV / Sales 0.35
EV / EBITDA 5.33
EV / EBIT 6.79
EV / FCF 4.44

Financial Position

The company has a current ratio of 12.83, with a Debt / Equity ratio of 0.18.

Current Ratio 12.83
Quick Ratio 8.30
Debt / Equity 0.18
Debt / EBITDA 1.54
Debt / FCF 1.28
Interest Coverage 6.88

Financial Efficiency

Return on equity (ROE) is 6.73% and return on invested capital (ROIC) is 4.94%.

Return on Equity (ROE) 6.73%
Return on Assets (ROA) 1.77%
Return on Invested Capital (ROIC) 4.94%
Return on Capital Employed (ROCE) 2.85%
Revenue Per Employee 167,457
Profits Per Employee 3,665
Employee Count 4,059
Asset Turnover 0.55
Inventory Turnover n/a

Taxes

In the past 12 months, KWSE:GINS has paid 8.57 million in taxes.

Income Tax 8.57M
Effective Tax Rate 24.96%

Stock Price Statistics

The stock price has decreased by -19.83% in the last 52 weeks. The beta is 0.34, so KWSE:GINS's price volatility has been lower than the market average.

Beta (5Y) 0.34
52-Week Price Change -19.83%
50-Day Moving Average 0.88
200-Day Moving Average 0.99
Relative Strength Index (RSI) 61.67
Average Volume (20 Days) 165

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, KWSE:GINS had revenue of KWD 679.71 million and earned 14.88 million in profits. Earnings per share was 0.05.

Revenue 679.71M
Gross Profit 124.18M
Operating Income 35.21M
Pretax Income 34.34M
Net Income 14.88M
EBITDA 43.04M
EBIT 35.21M
Earnings Per Share (EPS) 0.05
Full Income Statement

Balance Sheet

The company has 339.83 million in cash and 69.08 million in debt, giving a net cash position of 109.73 million or 0.39 per share.

Cash & Cash Equivalents 339.83M
Total Debt 69.08M
Net Cash 109.73M
Net Cash Per Share 0.39
Equity (Book Value) 389.33M
Book Value Per Share 0.87
Working Capital 550.36M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 56.35 million and capital expenditures -2.57 million, giving a free cash flow of 53.78 million.

Operating Cash Flow 56.35M
Capital Expenditures -2.57M
Free Cash Flow 53.78M
FCF Per Share 0.19
Full Cash Flow Statement

Margins

Gross margin is 18.27%, with operating and profit margins of 5.18% and 2.65%.

Gross Margin 18.27%
Operating Margin 5.18%
Pretax Margin 5.05%
Profit Margin 2.65%
EBITDA Margin 6.33%
EBIT Margin 5.18%
FCF Margin 7.91%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 2.44%.

Dividend Per Share 0.02
Dividend Yield 2.44%
Dividend Growth (YoY) -37.84%
Years of Dividend Growth n/a
Payout Ratio 50.68%
Buyback Yield -0.15%
Shareholder Yield 2.29%
Earnings Yield 5.55%
FCF Yield 20.06%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 3, 2012. It was a forward split with a ratio of 1.05.

Last Split Date Apr 3, 2012
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 4