Zavarovalnica Triglav, d.d. (LJSE:ZVTG)

LJSE:ZVTG Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,074	920	789	784	835	681
Market Cap Growth	16.59%	16.59%	0.69%	-6.21%	22.67%	-9.91%
Enterprise Value	1,172	912	769	727	798	647
PE Ratio	9.37	7.03	49.07	-	7.41	9.27
PS Ratio	0.77	0.66	0.65	0.63	0.63	0.56
PB Ratio	1.09	0.93	0.89	0.87	0.90	0.78
P/FCF Ratio	8.06	6.90	127.15	12.55	6.53	6.46
P/OCF Ratio	7.53	6.45	57.67	10.80	6.08	5.72
EV/Sales Ratio	0.84	0.66	0.63	0.59	0.60	0.53
EV/EBITDA Ratio	6.71	5.59	10.70	36.72	5.14	5.82
EV/EBIT Ratio	7.95	6.49	14.89	-	5.90	6.77
EV/FCF Ratio	8.80	6.84	123.86	11.65	6.25	6.14
Debt / Equity Ratio	0.17	0.17	0.07	0.07	0.07	0.07
Debt / EBITDA Ratio	0.97	0.97	0.80	2.60	0.38	0.52
Debt / FCF Ratio	1.22	1.22	9.94	0.97	0.48	0.57
Quick Ratio	9.65	9.65	9.60	8.47	0.18	0.19
Current Ratio	12.34	12.34	13.20	10.45	0.39	0.36
Asset Turnover	0.32	0.32	0.31	0.30	0.31	0.30
Return on Equity (ROE)	12.26%	12.26%	4.31%	-0.76%	12.53%	8.86%
Return on Assets (ROA)	2.03%	2.03%	0.82%	-0.05%	1.99%	1.48%
Return on Capital (ROIC)	8.34%	8.34%	3.38%	-0.21%	8.79%	6.65%
Earnings Yield	12.18%	14.23%	2.04%	-0.87%	13.50%	10.79%
Earnings Yield	12.18%	14.23%	2.04%	-0.87%	13.50%	10.79%
FCF Yield	12.41%	14.49%	0.79%	7.97%	15.30%	15.48%
Dividend Yield	5.98%	6.91%	5.30%	8.16%	12.44%	7.37%
Payout Ratio	30.36%	30.36%	353.16%	-	34.24%	-
Buyback Yield / Dilution	-0.36%	-0.36%	0.65%	-0.46%	0.21%	-
Total Shareholder Return	5.62%	6.55%	5.95%	7.70%	12.65%	7.37%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.