The Hartford Insurance Group, Inc. (LON:0J3H)

LON:0J3H Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	27,069	25,332	18,980	20,020	17,354	12,855
Market Cap Growth	1.31%	33.47%	-5.19%	15.36%	34.99%	-22.27%
Enterprise Value	30,486	28,903	22,579	23,774	21,113	16,218
PE Ratio	10.29	10.26	9.74	13.42	10.00	10.23
PS Ratio	1.30	1.19	0.99	1.08	1.05	0.86
PB Ratio	1.97	1.93	1.58	1.76	1.32	0.95
P/FCF Ratio	6.18	5.50	6.04	6.29	5.93	4.67
P/OCF Ratio	6.08	5.37	5.73	6.02	5.74	4.53
EV/Sales Ratio	1.45	1.36	1.17	1.28	1.28	1.08
EV/EBITDA Ratio	8.29	8.37	7.68	9.46	7.69	7.58
EV/EBIT Ratio	8.77	8.88	8.66	11.54	9.23	9.23
EV/FCF Ratio	6.96	6.28	7.18	7.47	7.22	5.89
Debt / Equity Ratio	0.24	0.27	0.29	0.33	0.29	0.25
Debt / EBITDA Ratio	0.89	1.04	1.19	1.46	1.37	1.56
Debt / FCF Ratio	0.74	0.78	1.12	1.17	1.31	1.24
Quick Ratio	1.06	1.09	1.11	1.15	1.15	1.12
Current Ratio	1.80	1.91	1.99	2.14	2.11	2.08
Asset Turnover	0.34	0.34	0.33	0.30	0.30	0.28
Return on Equity (ROE)	20.07%	19.58%	17.27%	11.54%	13.03%	9.98%
Return on Assets (ROA)	3.48%	3.23%	2.77%	2.07%	2.57%	2.07%
Return on Capital (ROIC)	13.10%	12.49%	10.92%	7.53%	8.38%	6.73%
Earnings Yield	9.72%	9.81%	10.36%	7.54%	10.09%	9.90%
FCF Yield	16.19%	18.18%	16.57%	15.89%	16.85%	21.41%
Dividend Yield	1.26%	1.79%	2.25%	2.22%	2.25%	2.96%
Payout Ratio	16.98%	18.55%	21.93%	28.97%	21.34%	27.52%
Buyback Yield / Dilution	3.93%	4.14%	5.46%	6.95%	1.80%	1.18%
Total Shareholder Return	5.19%	5.93%	7.71%	9.16%	4.05%	4.14%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.