Canadian Imperial Bank of Commerce (LON:0UNI)

LON:0UNI Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Cash & Equivalents	12,379	8,099	20,325	31,042	34,110
Investment Securities	402,362	263,541	238,206	205,954	174,853
Trading Asset Securities	38,352	142,477	115,966	110,331	108,157
Mortgage-Backed Securities	-	8,767	6,174	4,800	4,957
Total Investments	440,714	414,785	360,346	321,085	287,967
Gross Loans	593,896	563,643	534,616	521,548	456,025
Allowance for Loan Losses	-4,392	-3,917	-3,902	-3,073	-2,849
Other Adjustments to Gross Loans	-	-815	-706	-689	-591
Net Loans	589,504	558,911	530,008	517,786	452,585
Property, Plant & Equipment	3,443	3,359	3,251	3,377	3,286
Goodwill	5,475	5,443	5,425	5,348	4,954
Other Intangible Assets	2,894	2,830	2,742	2,592	2,029
Accrued Interest Receivable	-	4,213	3,502	2,230	1,271
Other Receivables	-	3,849	3,580	3,890	2,535
Restricted Cash	21,697	17,494	15,142	29,456	19,430
Other Current Assets	-	11,856	20,750	14,530	14,545
Long-Term Deferred Tax Assets	1,027	821	647	480	402
Other Real Estate Owned & Foreclosed	-	8	13	24	18
Other Long-Term Assets	39,805	10,317	9,959	11,757	14,551
Total Assets	1,116,938	1,041,985	975,690	943,597	837,683
Accounts Payable	-	3,202	2,804	2,608	2,259
Accrued Expenses	-	3,899	2,580	2,737	2,961
Interest Bearing Deposits	742,146	589,824	556,490	534,500	462,293
Non-Interest Bearing Deposits	-	103,078	102,802	117,306	115,973
Total Deposits	742,146	692,902	659,292	651,806	578,266
Short-Term Borrowings	71,686	70,293	68,040	72,508	57,639
Current Portion of Long-Term Debt	-	117,242	-	-	-
Current Portion of Leases	-	346	-	-	-
Accrued Interest Payable	-	4,982	4,530	2,009	781
Other Current Liabilities	-	4,465	14,201	17,505	17,623
Long-Term Debt	203,839	72,331	157,682	129,198	120,026
Long-Term Leases	-	1,682	2,018	2,175	2,134
Pension & Post-Retirement Benefits	-	460	462	477	602
Long-Term Deferred Tax Liabilities	47	49	40	45	38
Other Long-Term Liabilities	34,807	11,125	10,878	12,147	9,524
Total Liabilities	1,052,525	982,978	922,527	893,215	791,853
Preferred Stock, Convertible	6,369	2,146	2,625	2,625	2,825
Preferred Stock, Other	-	-	-	-2	-
Total Preferred Equity	6,369	2,146	2,625	2,623	2,825
Common Stock	16,845	17,101	16,084	14,723	14,351
Additional Paid-In Capital	226	159	109	115	110
Retained Earnings	36,471	33,471	30,352	28,823	25,793
Treasury Stock	-	-	-2	-	-
Comprehensive Income & Other	4,218	5,858	3,763	3,897	2,569
Total Common Equity	57,760	56,589	50,306	47,558	42,823
Minority Interest	284	272	232	201	182
Shareholders' Equity	64,413	59,007	53,163	50,382	45,830
Total Liabilities & Equity	1,116,938	1,041,985	975,690	943,597	837,683
Total Debt	275,525	261,894	227,740	203,881	179,799
Net Cash (Debt)	-106,475	11,902	23,637	39,031	52,464
Net Cash Growth	-	-49.65%	-39.44%	-25.60%	-4.77%
Net Cash Per Share	-113.14	12.64	25.80	43.10	58.27
Filing Date Shares Outstanding	928.81	942.37	931.08	905.95	901.68
Total Common Shares Outstanding	928.81	942.29	931.08	905.95	901.66
Book Value Per Share	62.19	60.06	54.03	52.50	47.49
Tangible Book Value	49,391	48,316	42,139	39,618	35,840
Tangible Book Value Per Share	53.18	51.28	45.26	43.73	39.75

Source: S&P Global Market Intelligence. Banks template. Financial Sources.