State Bank of India Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Cash & Equivalents	3,579,329	1,198,056	926,193	1,023,799	1,578,997	Upgrade
Investment Securities	22,056,011	21,105,482	19,131,079	17,764,899	15,951,003	Upgrade
Total Investments	22,056,011	21,105,482	19,131,079	17,764,899	15,951,003	Upgrade
Gross Loans	42,508,307	37,842,727	32,692,418	28,186,709	25,393,933	Upgrade
Allowance for Loan Losses	-	-	-13,397	-245,949	-387,943	Upgrade
Net Loans	42,508,307	37,842,727	32,679,021	27,940,760	25,005,990	Upgrade
Property, Plant & Equipment	463,377	447,082	444,074	395,100	401,668	Upgrade
Goodwill	-	14,060	15,384	15,500	15,500	Upgrade
Accrued Interest Receivable	-	508,412	433,812	370,439	327,708	Upgrade
Restricted Cash	-	2,067,667	2,256,926	2,965,252	1,898,073	Upgrade
Other Current Assets	-	2,949,852	2,354,809	2,182,684	2,105,288	Upgrade
Long-Term Deferred Tax Assets	-	121,407	111,364	67,452	72,448	Upgrade
Other Real Estate Owned & Foreclosed	-	53.45	9.92	115.23	104.96	Upgrade
Other Long-Term Assets	4,534,829	1,082,990	1,191,512	882,834	1,099,405	Upgrade
Total Assets	73,141,853	67,337,788	59,544,183	53,608,835	48,456,185	Upgrade
Interest Bearing Deposits	54,398,980	46,572,599	41,628,022	38,076,792	34,260,532	Upgrade
Non-Interest Bearing Deposits	-	3,092,776	3,057,333	2,797,314	2,892,781	Upgrade
Total Deposits	54,398,980	49,665,375	44,685,355	40,874,106	37,153,312	Upgrade
Current Portion of Leases	-	545.1	532.6	544.3	427.2	Upgrade
Accrued Interest Payable	-	328,616	274,950	179,906	153,092	Upgrade
Other Current Liabilities	-	173,180	319,902	358,683	177,794	Upgrade
Long-Term Debt	6,108,572	6,396,095	5,211,519	4,491,598	4,337,962	Upgrade
Long-Term Leases	-	2,739	2,361	1,643	1,096	Upgrade
Long-Term Deferred Tax Liabilities	-	232.08	38.02	56.89	37.08	Upgrade
Other Long-Term Liabilities	7,583,675	6,465,434	5,331,845	4,534,344	3,780,590	Upgrade
Total Liabilities	68,091,227	63,032,217	55,826,504	50,440,881	45,604,311	Upgrade
Common Stock	8,925	8,925	8,925	8,925	8,925	Upgrade
Additional Paid-In Capital	-	791,155	791,155	791,155	791,155	Upgrade
Retained Earnings	-	2,640,178	2,082,154	1,672,068	1,432,031	Upgrade
Comprehensive Income & Other	4,861,443	709,135	707,080	583,734	523,505	Upgrade
Total Common Equity	4,870,368	4,149,392	3,589,313	3,055,880	2,755,616	Upgrade
Minority Interest	180,258	156,180	128,366	112,074	96,259	Upgrade
Shareholders' Equity	5,050,626	4,305,571	3,717,679	3,167,955	2,851,875	Upgrade
Total Liabilities & Equity	73,141,853	67,337,788	59,544,183	53,608,835	48,456,185	Upgrade
Total Debt	6,108,572	6,399,379	5,214,413	4,493,785	4,339,485	Upgrade
Net Cash (Debt)	-2,529,243	-5,201,323	-4,288,221	-3,469,986	-2,760,488	Upgrade
Net Cash Per Share	-283.41	-582.81	-480.49	-388.81	-309.31	Upgrade
Filing Date Shares Outstanding	8,925	8,925	8,925	8,925	8,925	Upgrade
Total Common Shares Outstanding	8,925	8,925	8,925	8,925	8,925	Upgrade
Book Value Per Share	545.72	464.94	402.18	342.41	308.77	Upgrade
Tangible Book Value	4,870,368	4,135,332	3,573,930	3,040,380	2,740,116	Upgrade
Tangible Book Value Per Share	545.72	463.36	400.46	340.67	307.03	Upgrade

Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.