Standard Chartered Bank Zambia Plc (LUSE:SCBL)

LUSE:SCBL Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,645	4,979	4,562	6,103	6,093
Investment Securities	553.63	1,939	2,860	3,144	3,513
Trading Asset Securities	467.33	339.67	302.94	294.14	33.64
Total Investments	1,021	2,278	3,163	3,438	3,547
Gross Loans	7,414	6,181	5,757	1,771	2,750
Allowance for Loan Losses	-99.52	-47.73	-225	-124.49	-339.15
Net Loans	7,314	6,134	5,532	1,646	2,410
Property, Plant & Equipment	241.41	89.39	94.93	128.22	179.16
Other Intangible Assets	80.65	65.91	65.27	75.94	70.14
Other Receivables	120.14	-	238.11	96.93	338.26
Restricted Cash	3,598	2,074	1,159	1,028	1,255
Other Current Assets	103.48	80.24	49.31	33.37	28.69
Long-Term Deferred Tax Assets	58.74	110.06	99.62	107.29	165.71
Other Long-Term Assets	1,297	1,134	468.66	616.37	100
Total Assets	18,479	16,946	15,431	13,273	14,187
Accounts Payable	1,101	732.69	90.89	94.14	292.49
Accrued Expenses	74.48	60.86	63.45	51.91	76.58
Interest Bearing Deposits	2,878	2,114	3,685	2,899	3,610
Non-Interest Bearing Deposits	11,880	10,961	9,581	8,001	8,605
Total Deposits	14,758	13,075	13,267	10,900	12,215
Short-Term Borrowings	78.74	169.42	56.19	20.98	29.81
Current Portion of Long-Term Debt	949.35	879.54	482.02	547.6	325.74
Current Portion of Leases	241.24	96.88	72.24	84.37	163.64
Current Income Taxes Payable	-	19.88	-	-	22.13
Other Current Liabilities	178.07	381.86	317.67	248.43	38.47
Long-Term Debt	-	102.94	72.44	66.64	84.68
Other Long-Term Liabilities	-	2.66	43.4	104.94	76.49
Total Liabilities	17,380	15,521	14,465	12,119	13,376
Common Stock	416.75	416.75	416.75	416.75	416.75
Additional Paid-In Capital	62.31	62.31	62.31	62.31	62.31
Retained Earnings	558.75	924.56	330.17	438.95	85.02
Comprehensive Income & Other	60.93	20.79	156.72	235.97	246.34
Shareholders' Equity	1,099	1,424	965.95	1,154	810.42
Total Liabilities & Equity	18,479	16,946	15,431	13,273	14,187
Total Debt	1,269	1,249	682.88	719.59	603.87
Net Cash (Debt)	3,843	4,070	4,182	5,678	5,523
Net Cash Growth	-5.58%	-2.67%	-26.35%	2.81%	46.76%
Net Cash Per Share	2.31	2.44	2.51	3.41	3.31
Filing Date Shares Outstanding	1,667	1,667	1,667	1,667	1,667
Total Common Shares Outstanding	1,667	1,667	1,667	1,667	1,667
Book Value Per Share	0.66	0.85	0.58	0.69	0.49
Tangible Book Value	1,018	1,358	900.68	1,078	740.28
Tangible Book Value Per Share	0.61	0.81	0.54	0.65	0.44

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.