FDH Bank Plc (MAL:FDHB)

FDH Bank Income Statement

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	181,629	73,424	51,105	36,658	24,183
Interest Paid on Deposits	40,286	13,575	13,801	11,228	8,992
Net Interest Income	141,343	59,849	37,304	25,430	15,191
Net Interest Income Growth (YoY)	136.16%	60.44%	46.69%	67.41%	77.11%
Other Non-Interest Income	53,856	43,156	32,553	18,659	28,378
Total Non-Interest Income	53,856	43,156	32,553	18,659	28,378
Non-Interest Income Growth (YoY)	24.79%	32.57%	74.46%	-34.25%	28.86%
Revenues Before Loan Losses	195,199	103,005	69,857	44,090	43,569
Provision for Loan Losses	7,863	1,389	5,571	307.26	336.01
Revenue	187,336	101,616	64,286	43,783	43,233
Revenue Growth (YoY)	84.36%	58.07%	46.83%	1.27%	43.55%
Salaries and Employee Benefits	32,801	21,547	-	11,885	9,750
Occupancy Expenses	3,421	2,935	-	3,176	2,403
Selling, General & Administrative	29,207	21,679	-	12,247	10,990
Other Non-Interest Expense	-	-	32,535	-	-
Total Non-Interest Expense	65,429	46,160	32,535	27,308	23,142
EBT Excluding Unusual Items	121,907	55,456	31,751	16,474	20,091
Pretax Income	121,907	55,456	31,751	16,474	20,091
Income Tax Expense	47,844	19,809	8,819	4,816	6,102
Net Income	74,063	35,647	22,932	11,659	13,989
Net Income to Common	74,063	35,647	22,932	11,659	13,989
Net Income Growth	107.77%	55.45%	96.69%	-16.66%	169.37%
Basic Shares Outstanding	6,901	6,901	6,901	6,901	6,901
Diluted Shares Outstanding	6,901	6,901	6,901	6,901	6,901
Shares Change (YoY)	-	-	-	-	1391.45%
EPS (Basic)	10.73	5.17	3.32	1.69	2.03
EPS (Diluted)	10.73	5.17	3.32	1.69	2.03
EPS Growth	107.77%	55.45%	96.69%	-16.66%	-81.94%
Dividend Per Share	4.730	3.280	2.190	-	0.430
Dividend Growth	44.21%	49.77%	-	-	-
Effective Tax Rate	39.25%	35.72%	27.78%	29.23%	30.37%

Updated Apr 3, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.