Kuznetsky Bank Public joint stock company (MOEX:KUZB)

MOEX:KUZB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	375.09	775.18	743.86	389.78	599.09	511.67
Investment Securities	2,147	2,416	1,814	1,026	898.25	1,120
Trading Asset Securities	0	0	0	0	0	0.01
Total Investments	2,147	2,416	1,814	1,026	898.25	1,120
Gross Loans	6,743	6,457	5,459	5,557	5,350	5,446
Allowance for Loan Losses	-269.5	-279.81	-316.05	-	-535.45	-600.98
Net Loans	6,473	6,177	5,143	5,557	4,815	4,845
Property, Plant & Equipment	258.42	182.37	240.72	-	221.84	240.85
Other Intangible Assets	-	23.3	15.22	-	16.12	13.28
Investments in Real Estate	-	-	-	-	42.04	47.24
Accrued Interest Receivable	-	-	-	-	16.43	30.03
Other Receivables	19.03	16.83	29.75	161.66	28.33	34.4
Restricted Cash	6.01	5.36	5.09	4.26	9.66	9.74
Other Current Assets	53.09	47.43	60.82	30.94	38.36	126.28
Long-Term Deferred Tax Assets	-	-	-	8.24	8.22	0.1
Other Long-Term Assets	0.94	14.97	98.71	272.64	17.23	17.32
Total Assets	9,333	9,658	8,151	7,451	6,710	6,995
Accounts Payable	4.19	8.95	5.23	-	15.39	4.73
Accrued Expenses	15.19	6.94	6.36	-	6.91	15.23
Interest Bearing Deposits	5,856	5,914	4,386	6,493	3,822	4,031
Non-Interest Bearing Deposits	1,928	2,042	2,463	-	1,997	2,126
Total Deposits	7,784	7,956	6,850	6,493	5,819	6,156
Short-Term Borrowings	7.3	318.31	122.29	-	-	-
Current Portion of Long-Term Debt	-	-	-	-	42.77	40.96
Current Portion of Leases	4.58	5.92	5.81	-	5.1	13.7
Current Income Taxes Payable	6.27	2.8	4.83	1.19	3.39	2.42
Accrued Interest Payable	-	-	-	-	24.28	27.73
Other Current Liabilities	-	-	-	-	22.25	21.72
Long-Term Debt	-	-	-	-	35.06	21.72
Long-Term Leases	182.5	119.02	98.48	-	72.52	56.62
Long-Term Deferred Tax Liabilities	24.81	22.35	0.09	-	-	-
Other Long-Term Liabilities	101.43	73.01	51.22	94.17	42.1	11.24
Total Liabilities	8,130	8,513	7,144	6,588	6,089	6,372
Common Stock	225.04	225.04	225.04	225.04	225.04	225.04
Additional Paid-In Capital	41.23	41.23	41.23	41.23	41.23	41.23
Retained Earnings	923.81	887.63	760.18	609.82	388.19	338.23
Comprehensive Income & Other	12.66	-8.49	-20.01	-13.5	-32.86	18.46
Shareholders' Equity	1,203	1,145	1,006	862.59	621.59	622.96
Total Liabilities & Equity	9,333	9,658	8,151	7,451	6,710	6,995
Total Debt	194.38	443.25	226.58	-	155.45	133.01
Net Cash (Debt)	1,397	2,318	1,415	389.78	443.65	378.66
Net Cash Growth	-	63.77%	263.12%	-12.14%	17.16%	-8.43%
Net Cash Per Share	0.06	0.10	0.06	-	0.02	0.02
Filing Date Shares Outstanding	22,503	22,503	22,503	-	22,503	22,503
Total Common Shares Outstanding	22,503	22,503	22,503	-	22,503	22,503
Book Value Per Share	0.05	0.05	0.04	-	0.03	0.03
Tangible Book Value	1,203	1,122	991.21	862.59	605.47	609.68
Tangible Book Value Per Share	0.05	0.05	0.04	-	0.03	0.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.