The Russian Public Joint-Stock Commercial Roads Bank (MOEX:RDRB)

MOEX:RDRB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Jan 1, 2021
Cash & Equivalents	4,150	3,113	2,647	406	529.76	1,947
Investment Securities	17,144	9,647	7,999	5,853	6,161	4,790
Total Investments	17,144	9,647	7,999	5,853	6,161	4,790
Gross Loans	25,223	23,182	19,482	27,597	15,941	15,968
Allowance for Loan Losses	-1,393	-1,378	-1,362	-	-	-566.42
Net Loans	23,830	21,804	18,120	27,597	15,941	15,401
Property, Plant & Equipment	450.77	382.45	478.23	557.74	307.57	832.81
Other Intangible Assets	86.01	72.23	62.91	-	-	58.83
Accrued Interest Receivable	-	-	-	-	-	181.43
Other Receivables	66.59	7,094	8,079	27.32	14.08	29.8
Restricted Cash	132.58	117.65	81.35	35.73	353.03	475.97
Other Current Assets	331.66	260.98	309	1,207	971.27	55.39
Long-Term Deferred Tax Assets	282.53	265.37	100.24	132.24	100.9	21.72
Other Real Estate Owned & Foreclosed	393.74	111.25	-	-	-	45
Other Long-Term Assets	269.24	163.18	46.65	193.49	251.64	-
Total Assets	47,137	43,031	37,922	36,009	24,631	23,839
Accounts Payable	49.26	24.03	-	-	-	1.08
Accrued Expenses	174.63	124.53	98.14	-	-	50.69
Interest Bearing Deposits	31,089	25,354	23,059	31,097	19,756	16,320
Non-Interest Bearing Deposits	8,475	7,855	7,883	-	-	-
Total Deposits	39,565	33,209	30,942	31,097	19,756	16,320
Short-Term Borrowings	-	-	-	-	-	365.05
Current Portion of Leases	97.82	109.23	106.53	-	-	99.42
Current Income Taxes Payable	50.02	39.12	3.02	-	3.15	10.46
Accrued Interest Payable	-	-	-	-	-	48.65
Other Current Liabilities	15.41	23.71	25.46	-	-	19.45
Long-Term Debt	2,051	5,441	2,903	1,383	1,484	3,531
Long-Term Leases	169.13	158.97	228.56	-	-	580.82
Long-Term Unearned Revenue	100.14	93.39	124.4	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	19.16	-	-
Other Long-Term Liabilities	69.13	57.65	99.66	546.47	311.52	151.99
Total Liabilities	42,341	39,281	34,531	33,046	21,554	21,179
Preferred Stock, Non-Redeemable	-	-	-	-	-	2.2
Total Preferred Equity	-	-	-	-	-	2.2
Common Stock	3,686	3,239	2,939	2,352	2,352	1,880
Additional Paid-In Capital	559.01	448.81	355.8	274.98	274.98	153.74
Retained Earnings	1,099	1,077	680.64	840.25	770.17	631.87
Comprehensive Income & Other	-547.68	-1,016	-584.4	-503.82	-319.97	-6.47
Total Common Equity	4,796	3,750	3,391	2,963	3,077	2,659
Shareholders' Equity	4,796	3,750	3,391	2,963	3,077	2,661
Total Liabilities & Equity	47,137	43,031	37,922	36,009	24,631	23,839
Total Debt	2,317	5,709	3,238	1,383	1,484	4,576
Net Cash (Debt)	8,482	-2,596	1,512	-977.21	-953.84	-2,628
Net Cash Per Share	-	-118.06	76.93	-46.17	-	-173.40
Filing Date Shares Outstanding	-	23.89	24.34	21.16	-	15.16
Total Common Shares Outstanding	-	23.89	24.34	21.16	-	15.16
Book Value Per Share	-	156.95	139.31	140.00	-	175.40
Tangible Book Value	4,710	3,678	3,328	2,963	3,077	2,600
Tangible Book Value Per Share	-	153.92	136.73	140.00	-	171.52

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.