Sovcombank (MOEX:SVCB)

Sovcombank Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	417,459	538,634	625,989	152,581	306,755	148,886
Investment Securities	110,232	84,801	87,203	126,076	144,166	155,493
Trading Asset Securities	470,476	513,962	462,177	386,537	158,236	231,431
Total Investments	580,708	598,763	549,380	512,613	302,402	386,924
Gross Loans	2,743,732	2,782,130	1,982,754	1,467,427	1,252,015	743,390
Allowance for Loan Losses	-123,677	-118,139	-88,217	-80,503	-55,160	-32,278
Net Loans	2,620,055	2,663,991	1,894,537	1,386,924	1,196,855	711,112
Property, Plant & Equipment	48,979	29,955	20,563	16,922	18,094	10,810
Goodwill	4,861	4,708	4,057	4,057	4,092	1,662
Other Intangible Assets	-	12,558	6,929	6,450	7,344	3,925
Investments in Real Estate	3,090	3,993	2,526	5,786	4,209	102
Other Receivables	34,479	35,509	7,190	19,790	14,140	8,806
Restricted Cash	12,034	11,353	4,523	2,263	12,961	7,559
Other Current Assets	95,886	98,340	50,039	52,236	231,443	191,061
Long-Term Deferred Tax Assets	46,279	39,687	19,390	21,549	6,104	532
Other Real Estate Owned & Foreclosed	10,542	7,870	1,376	959	-	-
Other Long-Term Assets	1,144	906	2,486	3,335	7,157	11,981
Total Assets	3,875,516	4,046,267	3,188,985	2,185,465	2,111,556	1,483,360
Accounts Payable	8,182	9,445	6,339	3,487	3,284	1,700
Accrued Expenses	18,873	11,596	7,724	8,135	7,709	5,780
Interest Bearing Deposits	2,843,565	3,055,189	2,503,589	1,688,046	1,421,285	980,917
Total Deposits	2,843,565	3,055,189	2,503,589	1,688,046	1,421,285	980,917
Short-Term Borrowings	111,576	77,391	74,426	55,661	180,292	164,850
Current Portion of Long-Term Debt	-	53,501	12,273	-	15,885	3,201
Current Portion of Leases	-	5,786	4,406	-	-	-
Current Income Taxes Payable	920	346	1,828	127	1,565	632
Other Current Liabilities	8,195	11,008	5,176	3,158	5,734	1,820
Long-Term Debt	344,753	290,413	141,859	140,626	169,527	116,201
Long-Term Leases	12,234	5,765	4,938	7,589	7,244	4,142
Long-Term Unearned Revenue	10,624	10,048	7,630	5,767	15,803	6,998
Long-Term Deferred Tax Liabilities	3,364	1,343	261	55	754	2,706
Other Long-Term Liabilities	131,975	124,445	120,179	80,699	39,522	6,124
Total Liabilities	3,494,261	3,656,276	2,890,628	1,993,350	1,868,604	1,295,071
Common Stock	2,069	2,069	2,069	1,969	1,969	1,969
Additional Paid-In Capital	65,264	65,264	36,482	20,718	25,857	25,842
Retained Earnings	306,898	285,547	241,841	158,641	180,151	136,011
Treasury Stock	-544	-547	-877	-	-5,211	-5,211
Comprehensive Income & Other	-9,588	19,048	17,624	10,372	39,161	27,648
Total Common Equity	364,099	371,381	297,139	191,700	241,927	186,259
Minority Interest	17,156	18,610	1,218	415	1,025	2,030
Shareholders' Equity	381,255	389,991	298,357	192,115	242,952	188,289
Total Liabilities & Equity	3,875,516	4,046,267	3,188,985	2,185,465	2,111,556	1,483,360
Total Debt	468,563	432,856	237,902	203,876	372,948	288,394
Net Cash (Debt)	435,343	619,740	850,264	335,242	92,043	91,923
Net Cash Growth	-39.16%	-27.11%	153.63%	264.22%	0.13%	-48.57%
Net Cash Per Share	19.39	28.17	44.52	17.64	4.84	4.81
Filing Date Shares Outstanding	20,624	20,624	20,593	19,000	19,019	19,100
Total Common Shares Outstanding	20,624	20,624	20,593	19,000	19,019	19,100
Book Value Per Share	17.07	15.98	12.75	8.67	10.58	8.38
Tangible Book Value	359,238	354,115	286,153	181,193	230,491	180,672
Tangible Book Value Per Share	16.84	15.14	12.22	8.11	9.98	8.09

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.