Ahli Bank SAOG (MSM:ABOB)

Ahli Bank SAOG Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	199.28	196.93	175.86	151.09	141.01	131.26
Interest Paid on Deposits	123.29	123.03	99.56	77.25	75.83	71.16
Net Interest Income	75.99	73.9	76.3	73.84	65.18	60.09
Net Interest Income Growth (YoY)	-0.04%	-3.14%	3.32%	13.30%	8.46%	5.36%
Income From Trading Activities	-	-	-	-	2.85	-
Gain (Loss) on Sale of Investments	7.56	6.5	1.51	0.63	3.11	-0.14
Other Non-Interest Income	28.65	27.91	20.74	17.23	11.29	11.54
Total Non-Interest Income	36.21	34.4	22.24	17.85	17.26	11.4
Non-Interest Income Growth (YoY)	53.84%	54.66%	24.59%	3.44%	51.39%	-10.29%
Revenues Before Loan Losses	112.2	108.31	98.54	91.7	82.44	71.5
Provision for Loan Losses	14.86	13.43	13.09	13.06	14.68	14.4
Revenue	97.34	94.88	85.45	78.63	67.76	57.09
Revenue Growth (YoY)	12.27%	11.04%	8.67%	16.05%	18.68%	-10.62%
Salaries and Employee Benefits	28.65	27.77	26.15	24.27	21.76	18.59
Occupancy Expenses	4.53	4.33	3.9	3.32	2.74	2.61
Selling, General & Administrative	14.47	14.3	13.09	12.64	11.1	0.61
Other Non-Interest Expense	-	-	-	-	-	8.29
Total Non-Interest Expense	47.65	46.4	43.13	40.23	35.6	30.1
EBT Excluding Unusual Items	49.69	48.48	42.32	38.4	32.16	27
Pretax Income	49.69	48.48	42.32	38.4	32.16	27
Income Tax Expense	6.95	6.82	5.86	5.31	4.55	3.03
Net Income	42.75	41.66	36.45	33.09	27.61	23.97
Preferred Dividends & Other Adjustments	12.22	12.22	11.18	9.3	9.3	9.3
Net Income to Common	30.53	29.44	25.28	23.79	18.31	14.67
Net Income Growth	16.39%	14.29%	10.16%	19.86%	15.18%	-22.72%
Basic Shares Outstanding	2,350	2,350	2,146	2,049	1,883	1,650
Diluted Shares Outstanding	2,453	2,453	2,146	2,049	1,883	1,650
Shares Change (YoY)	3.82%	14.30%	4.74%	8.84%	14.13%	-
EPS (Basic)	0.01	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	0.01
EPS Growth	3.44%	1.90%	1.45%	19.40%	9.35%	-52.71%
Dividend Per Share	0.005	0.005	0.004	0.009	0.007	0.005
Dividend Growth	11.11%	11.11%	-50.00%	20.00%	50.00%	-47.37%
Effective Tax Rate	13.98%	14.06%	13.86%	13.83%	14.16%	11.23%

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.