Bank Muscat SAOG (MSM:BKMB)

Bank Muscat SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,539	1,131	1,515	1,316	1,981	1,591
Investment Securities	1,661	1,740	1,565	1,291	1,213	1,151
Trading Asset Securities	193.12	54.55	43.82	41.58	39.41	56.19
Total Investments	1,854	1,794	1,609	1,333	1,253	1,207
Gross Loans	11,220	10,897	10,442	9,975	9,660	9,379
Allowance for Loan Losses	-678.69	-659.47	-565.33	-557.66	-468.89	-396.08
Net Loans	10,541	10,237	9,877	9,417	9,191	8,983
Property, Plant & Equipment	83.33	62.89	60.02	54.44	58.35	56.64
Other Intangible Assets	-	24.65	17.28	13.87	15.84	14.75
Other Receivables	226.1	440.55	456.08	521.52	451.38	365.95
Restricted Cash	0.5	0.5	0.5	0.5	0.5	0.5
Other Current Assets	115.21	91.2	131.4	108.89	111.43	143.56
Long-Term Deferred Tax Assets	1.4	1.37	1.74	7.27	6.47	7.29
Other Real Estate Owned & Foreclosed	-	0.1	0.1	0.1	0.1	0.1
Other Long-Term Assets	3.07	128.14	4.59	3.53	3.79	84.61
Total Assets	14,364	13,912	13,673	12,776	13,073	12,454
Interest Bearing Deposits	8,215	8,577	8,274	6,907	7,031	6,882
Non-Interest Bearing Deposits	2,447	1,828	1,964	1,791	1,793	2,165
Total Deposits	10,662	10,405	10,238	8,699	8,824	9,047
Short-Term Borrowings	16.66	16.2	28.78	585.25	691.93	32
Current Portion of Long-Term Debt	-	-	-	-	44.61	-
Current Portion of Leases	-	1.93	0.07	1.77	2.72	2.44
Current Income Taxes Payable	81.27	69.16	61.63	55.71	52.93	47.82
Other Current Liabilities	116.13	92.8	132.93	109.15	111.66	143.74
Long-Term Debt	811.92	562.57	540.57	829.99	928.95	845.38
Long-Term Leases	48.13	46.92	45.45	42.7	44.86	45.72
Long-Term Unearned Revenue	9.71	8.87	10.48	-	-	9.58
Pension & Post-Retirement Benefits	7.66	7.45	6.93	6.76	6.83	7.4
Long-Term Deferred Tax Liabilities	5.62	4.96	3.5	0.87	0.87	0.87
Other Long-Term Liabilities	224.45	251.61	249.87	212.87	211.88	228.07
Total Liabilities	11,983	11,467	11,319	10,544	10,922	10,410
Common Stock	750.64	750.64	750.64	750.64	357.45	324.95
Additional Paid-In Capital	156.22	156.22	156.22	156.22	531.54	531.54
Retained Earnings	916.45	981.74	894.2	817.18	1,124	1,043
Comprehensive Income & Other	557.27	556.24	553.8	508.09	137.61	144.12
Shareholders' Equity	2,381	2,445	2,355	2,232	2,151	2,044
Total Liabilities & Equity	14,364	13,912	13,673	12,776	13,073	12,454
Total Debt	876.71	627.61	614.87	1,460	1,713	925.54
Net Cash (Debt)	855.78	557.74	944.24	-101.98	306.96	721.62
Net Cash Growth	-	-40.93%	-	-	-57.46%	22.59%
Net Cash Per Share	0.11	0.07	0.13	-0.01	0.04	0.10
Filing Date Shares Outstanding	7,506	7,506	7,506	7,506	7,507	7,506
Total Common Shares Outstanding	7,506	7,506	7,506	7,506	7,507	7,506
Book Value Per Share	0.25	0.26	0.25	0.23	0.27	0.25
Tangible Book Value	2,381	2,420	2,338	2,218	2,135	2,029
Tangible Book Value Per Share	0.25	0.26	0.24	0.23	0.27	0.25

Updated Mar 11, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.