Sohar International Bank SAOG (MSM:BKSB)

MSM:BKSB Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	96.52	100.18	70.34	34.88	28.34	20.01
Depreciation & Amortization	5.34	5.1	4.73	3.99	1.49	1.49
Other Amortization	2.46	2.46	1.93	1.96	1.62	1.48
Gain (Loss) on Sale of Investments	-2.29	-2.1	-0.62	-3.09	1.24	-0.03
Provision for Credit Losses	40.09	36.9	105.53	43.65	24.03	24.9
Change in Trading Asset Securities	-27.33	-	-	-	-	-
Change in Other Net Operating Assets	-764.69	-466.24	-136.2	-360.37	203.79	-141.29
Other Operating Activities	-31.37	-26.53	-144.74	-35.08	-22.32	-22.88
Operating Cash Flow	-681.28	-350.24	-99.05	-314.06	238.18	-116.32
Capital Expenditures	-8.84	-6.35	-8.8	-3.91	-6.56	-8.86
Investment in Securities	-31.37	-14.86	39.12	-12.62	-121.03	-20.63
Other Investing Activities	93.64	93.64	592.37	31.72	24.3	19.98
Investing Cash Flow	53.43	72.42	622.69	15.2	-103.3	-9.51
Long-Term Debt Repaid	-	-100	-0.5	-37.34	-	-
Net Debt Issued (Repaid)	-100	-100	-0.5	-37.34	-	-
Issuance of Common Stock	230.97	130.97	-	160	50	-
Common Dividends Paid	-52.94	-33.81	-28.16	-27.21	-15.25	-22.34
Net Increase (Decrease) in Deposit Accounts	376	674	885.1	165.63	162.9	134.26
Other Financing Activities	-	-	-	-100	-1.42	42.22
Financing Cash Flow	454.04	671.15	856.44	161.09	196.24	154.14
Net Cash Flow	-173.81	393.34	1,380	-137.78	331.12	28.32
Free Cash Flow	-690.12	-356.59	-107.85	-317.97	231.61	-125.18
Free Cash Flow Margin	-344.45%	-172.19%	-184.87%	-341.21%	277.14%	-181.81%
Free Cash Flow Per Share	-0.12	-0.06	-0.02	-0.09	0.09	-0.05
Cash Interest Paid	-	-	-	-	-	2.46
Cash Income Tax Paid	0.3	0.3	3.4	6.09	4	4.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.