Liva Group SAOG (MSM:LIVA)
0.3000
0.00 (0.00%)
At close: Dec 4, 2025
Liva Group SAOG Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 313.68 | 252.75 | 259.4 | 183.59 | 118.5 | 114.73 | Upgrade
|
| Total Interest & Dividend Income | -1.69 | -1.86 | 9.93 | 6.38 | 5.77 | 4.6 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.46 | 0.09 | 0.87 | -0.3 | - | - | Upgrade
|
| Other Revenue | 14.96 | 14.31 | - | - | 2.7 | 2.71 | Upgrade
|
| Total Revenue | 327.41 | 265.3 | 270.19 | 189.66 | 126.96 | 122.04 | Upgrade
|
| Revenue Growth (YoY) | 26.04% | -1.81% | 42.46% | 49.39% | 4.03% | 5.06% | Upgrade
|
| Policy Benefits | 292.65 | 258.4 | 250.35 | 178.11 | 92.62 | 80.08 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 12.21 | 10.88 | Upgrade
|
| Selling, General & Administrative | 14.97 | 14.86 | 16.95 | 6.21 | 13.46 | 13.38 | Upgrade
|
| Other Operating Expenses | -1.59 | -2.46 | -1.98 | -0.26 | -0.05 | -0.06 | Upgrade
|
| Total Operating Expenses | 306.03 | 270.79 | 265.32 | 184.06 | 118.24 | 104.36 | Upgrade
|
| Operating Income | 21.37 | -5.49 | 4.87 | 5.6 | 8.72 | 17.68 | Upgrade
|
| Interest Expense | -0.09 | -0.09 | -0.14 | -1.58 | -0.08 | -0.11 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.01 | 0.01 | 0.02 | -0.02 | - | -0.04 | Upgrade
|
| EBT Excluding Unusual Items | 21.29 | -5.58 | 4.75 | 4 | 8.65 | 17.54 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 2.75 | - | - | -0.01 | Upgrade
|
| Pretax Income | 21.29 | -5.58 | 7.5 | 4 | 8.65 | 17.53 | Upgrade
|
| Income Tax Expense | 2.28 | -0.56 | 1.12 | 0.92 | 1.17 | 2.52 | Upgrade
|
| Earnings From Continuing Ops. | 19.01 | -5.02 | 6.38 | 3.08 | 7.47 | 15.01 | Upgrade
|
| Minority Interest in Earnings | -1.38 | -1.6 | -0.62 | 0.22 | - | - | Upgrade
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| Net Income | 17.63 | -6.62 | 5.76 | 3.3 | 7.47 | 15.01 | Upgrade
|
| Net Income to Common | 17.63 | -6.62 | 5.76 | 3.3 | 7.47 | 15.01 | Upgrade
|
| Net Income Growth | - | - | 74.74% | -55.89% | -50.20% | 47.08% | Upgrade
|
| Shares Outstanding (Basic) | 414 | 414 | 414 | 332 | 267 | 265 | Upgrade
|
| Shares Outstanding (Diluted) | 426 | 414 | 414 | 332 | 267 | 265 | Upgrade
|
| Shares Change (YoY) | 2.84% | - | 24.83% | 24.27% | 0.72% | - | Upgrade
|
| EPS (Basic) | 0.04 | -0.02 | 0.01 | 0.01 | 0.03 | 0.06 | Upgrade
|
| EPS (Diluted) | 0.04 | -0.02 | 0.01 | 0.01 | 0.03 | 0.06 | Upgrade
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| EPS Growth | - | - | 39.98% | -64.50% | -50.55% | 47.08% | Upgrade
|
| Free Cash Flow | 32.83 | -9.19 | -11.94 | 17.62 | 4.3 | 16.98 | Upgrade
|
| Free Cash Flow Per Share | 0.08 | -0.02 | -0.03 | 0.05 | 0.02 | 0.06 | Upgrade
|
| Dividend Per Share | - | - | - | - | - | 0.035 | Upgrade
|
| Dividend Growth | - | - | - | - | - | 40.00% | Upgrade
|
| Operating Margin | 6.53% | -2.07% | 1.80% | 2.95% | 6.87% | 14.49% | Upgrade
|
| Profit Margin | 5.39% | -2.50% | 2.13% | 1.74% | 5.89% | 12.30% | Upgrade
|
| Free Cash Flow Margin | 10.03% | -3.46% | -4.42% | 9.29% | 3.39% | 13.91% | Upgrade
|
| EBITDA | 23.18 | -3.34 | 7.07 | 7.41 | 9.73 | 18.66 | Upgrade
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| EBITDA Margin | 7.08% | -1.26% | 2.62% | 3.91% | 7.66% | 15.29% | Upgrade
|
| D&A For EBITDA | 1.81 | 2.15 | 2.2 | 1.81 | 1 | 0.98 | Upgrade
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| EBIT | 21.37 | -5.49 | 4.87 | 5.6 | 8.72 | 17.68 | Upgrade
|
| EBIT Margin | 6.53% | -2.07% | 1.80% | 2.95% | 6.87% | 14.49% | Upgrade
|
| Effective Tax Rate | 10.72% | - | 14.99% | 23.02% | 13.56% | 14.40% | Upgrade
|
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.