National Finance Company SAOG (MSM:NFCI)
Oman
· Delayed Price · Currency is OMR 0.1310
0.00 (0.00%)
At close: Aug 14, 2025
MSM:NFCI Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 66.62 | 60.47 | 48.91 | 43.49 | 40.98 | 40.97 | Upgrade
|
| Total Interest Expense | 30.55 | 29.08 | 23.06 | 17.99 | 16.93 | 17.86 | Upgrade
|
| Net Interest Income | 36.07 | 31.39 | 25.85 | 25.5 | 24.05 | 23.11 | Upgrade
|
| Other Revenue | 2.81 | 2.81 | 2.52 | 2.63 | - | 2.95 | Upgrade
|
| Revenue Before Loan Losses | 38.88 | 34.2 | 28.36 | 28.12 | 24.05 | 26.06 | Upgrade
|
| Provision for Loan Losses | 7.26 | 4.65 | 2.06 | 4.07 | 3.64 | 6.11 | Upgrade
|
| Revenue | 31.62 | 29.55 | 26.3 | 24.05 | 20.42 | 19.95 | Upgrade
|
| Revenue Growth (YoY) | 13.64% | 12.35% | 9.37% | 17.81% | 2.35% | 4.55% | Upgrade
|
| Salaries & Employee Benefits | 11.1 | 10.49 | 9.03 | 7.76 | 7.72 | 7.98 | Upgrade
|
| Cost of Services Provided | 1.99 | 1.84 | 1.62 | 1.97 | 1.25 | 1.3 | Upgrade
|
| Other Operating Expenses | 1.67 | 1.76 | 1.66 | 1.59 | -1.28 | 0.69 | Upgrade
|
| Total Operating Expenses | 16.01 | 15.3 | 13.24 | 12.22 | 8.65 | 10.82 | Upgrade
|
| Operating Income | 15.61 | 14.25 | 13.07 | 11.83 | 11.76 | 9.13 | Upgrade
|
| EBT Excluding Unusual Items | 15.61 | 14.25 | 13.07 | 11.83 | 11.76 | 9.13 | Upgrade
|
| Pretax Income | 15.62 | 14.25 | 13.07 | 11.92 | 11.76 | 9.13 | Upgrade
|
| Income Tax Expense | 2.34 | 2.14 | 1.96 | 1.79 | 3.14 | 1.11 | Upgrade
|
| Net Income | 13.28 | 12.11 | 11.11 | 10.13 | 8.62 | 8.02 | Upgrade
|
| Preferred Dividends & Other Adjustments | 2.71 | 1.36 | 0.72 | 1.46 | 1.46 | 1.46 | Upgrade
|
| Net Income to Common | 10.56 | 10.75 | 10.38 | 8.68 | 7.17 | 6.56 | Upgrade
|
| Net Income Growth | 14.89% | 9.08% | 9.59% | 17.54% | 7.52% | -19.95% | Upgrade
|
| Shares Outstanding (Basic) | 608 | 608 | 608 | 608 | 608 | 608 | Upgrade
|
| Shares Outstanding (Diluted) | 608 | 608 | 608 | 608 | 608 | 608 | Upgrade
|
| Shares Change (YoY) | -0.91% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | Upgrade
|
| EPS (Diluted) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | Upgrade
|
| EPS Growth | -3.80% | 4.02% | 19.71% | 22.41% | 8.41% | -23.99% | Upgrade
|
| Free Cash Flow | 14.7 | -26.02 | 23.07 | 6.05 | 4.97 | 35.62 | Upgrade
|
| Free Cash Flow Per Share | 0.02 | -0.04 | 0.04 | 0.01 | 0.01 | 0.06 | Upgrade
|
| Dividend Per Share | 0.012 | 0.012 | 0.009 | 0.007 | 0.007 | 0.005 | Upgrade
|
| Dividend Growth | 30.77% | 30.77% | 28.17% | - | 33.96% | -46.47% | Upgrade
|
| Operating Margin | 49.38% | 48.21% | 49.68% | 49.18% | 57.62% | 45.77% | Upgrade
|
| Profit Margin | 33.41% | 36.39% | 39.48% | 36.08% | 35.11% | 32.88% | Upgrade
|
| Free Cash Flow Margin | 46.49% | -88.06% | 87.70% | 25.15% | 24.36% | 178.56% | Upgrade
|
| Effective Tax Rate | 15.00% | 14.99% | 15.02% | 15.00% | 26.71% | 12.18% | Upgrade
|
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.