Unum Group Statistics

Total Valuation

Unum Group has a market cap or net worth of EUR 10.69 billion. The enterprise value is 13.85 billion.

Market Cap	10.69B
Enterprise Value	13.85B

Important Dates

The next estimated earnings date is Tuesday, February 3, 2026.

Earnings Date	Feb 3, 2026
Ex-Dividend Date	Oct 24, 2025

Share Statistics

Current Share Class	170.31M
Shares Outstanding	n/a
Shares Change (YoY)	-7.94%
Shares Change (QoQ)	-2.20%
Owned by Insiders (%)	0.80%
Owned by Institutions (%)	81.08%
Float	152.06M

Valuation Ratios

The trailing PE ratio is 13.73 and the forward PE ratio is 8.44.

PE Ratio	13.73
Forward PE	8.44
PS Ratio	0.96
PB Ratio	1.15
P/TBV Ratio	1.19
P/FCF Ratio	18.19
P/OCF Ratio	15.37
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.72, with an EV/FCF ratio of 23.57.

EV / Earnings	17.79
EV / Sales	1.23
EV / EBITDA	10.72
EV / EBIT	11.76
EV / FCF	23.57

Financial Position

The company has a current ratio of 15.51, with a Debt / Equity ratio of 0.37.

Current Ratio	15.51
Quick Ratio	4.05
Debt / Equity	0.37
Debt / EBITDA	2.66
Debt / FCF	5.81
Interest Coverage	6.56

Financial Efficiency

Return on equity (ROE) is 8.35% and return on invested capital (ROIC) is 5.81%.

Return on Equity (ROE)	8.35%
Return on Assets (ROA)	1.34%
Return on Invested Capital (ROIC)	5.81%
Return on Capital Employed (ROCE)	2.19%
Revenue Per Employee	1.02M
Profits Per Employee	71,085
Employee Count	11,063
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, Unum Group has paid 210.94 million in taxes.

Income Tax	210.94M
Effective Tax Rate	21.33%

Stock Price Statistics

The stock price has increased by +28.39% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+28.39%
50-Day Moving Average	50.10
200-Day Moving Average	29.12
Relative Strength Index (RSI)	53.18
Average Volume (20 Days)	75

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.72

Income Statement

In the last 12 months, Unum Group had revenue of EUR 11.14 billion and earned 778.24 million in profits. Earnings per share was 4.41.

Revenue	11.14B
Gross Profit	3.29B
Operating Income	1.17B
Pretax Income	989.18M
Net Income	778.24M
EBITDA	1.27B
EBIT	1.17B
Earnings Per Share (EPS)	4.41

Full Income Statement

Balance Sheet

The company has 2.50 billion in cash and 3.41 billion in debt, giving a net cash position of -3.13 billion.

Cash & Cash Equivalents	2.50B
Total Debt	3.41B
Net Cash	-3.13B
Net Cash Per Share	n/a
Equity (Book Value)	9.30B
Book Value Per Share	55.03
Working Capital	13.40B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 695.14 million and capital expenditures -107.82 million, giving a free cash flow of 587.32 million.

Operating Cash Flow	695.14M
Capital Expenditures	-107.82M
Free Cash Flow	587.32M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 29.51%, with operating and profit margins of 10.48% and 6.99%.

Gross Margin	29.51%
Operating Margin	10.48%
Pretax Margin	8.88%
Profit Margin	6.99%
EBITDA Margin	11.38%
EBIT Margin	10.48%
FCF Margin	5.27%

Dividends & Yields

This stock pays an annual dividend of 1.56, which amounts to a dividend yield of 2.52%.

Dividend Per Share	1.56
Dividend Yield	2.52%
Dividend Growth (YoY)	7.46%
Years of Dividend Growth	3
Payout Ratio	33.52%
Buyback Yield	7.94%
Shareholder Yield	10.45%
Earnings Yield	7.28%
FCF Yield	5.50%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3