The CIC Insurance Group Plc (NASE:CIC)

The CIC Insurance Group Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	7,324	5,623	5,859	5,100	5,780	5,571
Market Cap Growth	-4.02%	-4.02%	14.87%	-11.77%	3.76%	-20.52%
Enterprise Value	11,714	9,626	10,187	9,467	10,069	8,980
PE Ratio	2.96	1.97	3.91	32.60	9.81	-
PS Ratio	0.23	0.18	0.20	0.22	0.31	0.33
PB Ratio	0.66	0.51	0.77	0.69	0.72	0.73
P/FCF Ratio	-	0.87	1.07	1.06	2.89	2.33
P/OCF Ratio	1.13	0.87	1.03	1.05	2.80	2.29
EV/Sales Ratio	0.37	0.30	0.35	0.41	0.54	0.54
EV/EBITDA Ratio	2.86	2.35	3.48	11.34	9.82	12.36
EV/EBIT Ratio	2.91	2.40	3.58	12.28	11.05	15.65
EV/FCF Ratio	-	1.48	1.87	1.97	5.03	3.75
Debt / Equity Ratio	0.48	0.48	0.71	0.66	0.57	0.55
Debt / EBITDA Ratio	1.29	1.29	1.79	5.30	4.12	5.73
Debt / FCF Ratio	0.81	0.81	0.99	1.00	2.26	1.74
Quick Ratio	0.16	0.16	1.05	3.50	0.44	0.39
Current Ratio	2.08	2.08	1.58	5.50	0.71	0.68
Asset Turnover	0.57	0.57	0.62	0.55	0.47	0.45
Return on Equity (ROE)	30.65%	30.65%	19.25%	2.05%	8.56%	-3.84%
Return on Assets (ROA)	4.47%	4.47%	3.80%	1.13%	1.42%	0.97%
Return on Capital (ROIC)	17.15%	17.15%	14.13%	3.90%	4.69%	3.04%
Earnings Yield	38.98%	50.76%	25.57%	3.07%	10.20%	-4.18%
Earnings Yield	38.98%	50.76%	25.57%	3.07%	10.20%	-4.18%
FCF Yield	-	115.50%	93.19%	94.44%	34.64%	42.99%
Dividend Yield	4.18%	6.31%	6.42%	7.92%	-	-
Payout Ratio	12.09%	12.09%	23.03%	-	-	-
Buyback Yield / Dilution	-4.94%	-4.94%	-	-	-	-
Total Shareholder Return	-0.76%	1.38%	6.42%	7.92%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.