Stanbic Holdings Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	-	48,165	37,942	26,087	20,567	20,302	Upgrade
Interest Paid on Deposits	-	23,828	12,294	7,142	6,194	7,507	Upgrade
Net Interest Income	23,611	24,337	25,648	18,945	14,373	12,795	Upgrade
Net Interest Income Growth (YoY)	-9.71%	-5.11%	35.38%	31.81%	12.33%	-4.14%	Upgrade
Income From Trading Activities	7,502	7,502	10,247	8,805	5,988	6,234	Upgrade
Gain (Loss) on Sale of Assets	24	24	14	7	-	4	Upgrade
Other Non-Interest Income	7,944	7,880	5,408	4,327	4,628	4,204	Upgrade
Total Non-Interest Income	15,470	15,406	15,669	13,139	10,616	10,442	Upgrade
Non-Interest Income Growth (YoY)	7.97%	-1.68%	19.26%	23.77%	1.67%	-8.22%	Upgrade
Revenues Before Loan Losses	39,081	39,743	41,317	32,084	24,989	23,237	Upgrade
Provision for Loan Losses	2,598	3,099	6,236	4,944	2,524	4,876	Upgrade
Revenue	36,482	36,644	35,081	27,140	22,465	18,361	Upgrade
Revenue Growth (YoY)	4.88%	4.46%	29.26%	20.81%	22.35%	-14.89%	Upgrade
Salaries and Employee Benefits	9,019	9,019	8,639	7,254	6,492	5,911	Upgrade
Occupancy Expenses	1,031	1,031	958	1,079	1,165	1,262	Upgrade
Selling, General & Administrative	548	548	351	25	27	18	Upgrade
Other Non-Interest Expense	8,334	7,075	8,039	6,610	5,025	4,943	Upgrade
Total Non-Interest Expense	18,932	17,673	17,987	14,968	12,709	12,134	Upgrade
EBT Excluding Unusual Items	17,550	18,971	17,094	12,172	9,756	6,227	Upgrade
Pretax Income	17,550	18,971	17,094	12,172	9,756	6,227	Upgrade
Income Tax Expense	4,503	5,255	4,936	3,112	2,548	1,035	Upgrade
Net Income	13,047	13,716	12,158	9,060	7,208	5,192	Upgrade
Net Income to Common	13,047	13,716	12,158	9,060	7,208	5,192	Upgrade
Net Income Growth	5.90%	12.81%	34.19%	25.69%	38.83%	-18.63%	Upgrade
Basic Shares Outstanding	395	395	395	395	395	395	Upgrade
Diluted Shares Outstanding	395	395	395	395	395	395	Upgrade
Shares Change (YoY)	-0.01%	-	-	-	-	-	Upgrade
EPS (Basic)	33.03	34.72	30.78	22.94	18.25	13.14	Upgrade
EPS (Diluted)	33.03	34.72	30.78	22.94	18.25	13.14	Upgrade
EPS Growth	5.91%	12.81%	34.19%	25.69%	38.83%	-18.63%	Upgrade
Dividend Per Share	22.700	20.740	15.350	12.600	9.000	3.800	Upgrade
Dividend Growth	41.52%	35.11%	21.82%	40.00%	136.84%	-46.10%	Upgrade
Effective Tax Rate	25.66%	27.70%	28.88%	25.57%	26.12%	16.62%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.