AIICO Insurance Plc (NGX:AIICO)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
3.510
-0.050 (-1.40%)
At close: Dec 5, 2025

AIICO Insurance Statistics

Total Valuation

AIICO Insurance has a market cap or net worth of NGN 128.48 billion. The enterprise value is 100.91 billion.

Market Cap 128.48B
Enterprise Value 100.91B

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date Feb 13, 2026
Ex-Dividend Date May 22, 2025

Share Statistics

AIICO Insurance has 36.61 billion shares outstanding.

Current Share Class 36.61B
Shares Outstanding 36.61B
Shares Change (YoY) n/a
Shares Change (QoQ) -3.40%
Owned by Insiders (%) 0.40%
Owned by Institutions (%) n/a
Float 10.18B

Valuation Ratios

The trailing PE ratio is 7.90.

PE Ratio 7.90
Forward PE n/a
PS Ratio 0.78
PB Ratio 1.60
P/TBV Ratio 1.68
P/FCF Ratio 3.30
P/OCF Ratio 3.10
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.52, with an EV/FCF ratio of 2.59.

EV / Earnings 6.17
EV / Sales 0.61
EV / EBITDA 1.52
EV / EBIT 1.54
EV / FCF 2.59

Financial Position

The company has a current ratio of 3.30

Current Ratio 3.30
Quick Ratio 2.96
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage 1.43

Financial Efficiency

Return on equity (ROE) is 22.77% and return on invested capital (ROIC) is 56.58%.

Return on Equity (ROE) 22.77%
Return on Assets (ROA) 8.94%
Return on Invested Capital (ROIC) 56.58%
Return on Capital Employed (ROCE) 15.42%
Revenue Per Employee 340.81M
Profits Per Employee 33.84M
Employee Count 495
Asset Turnover 0.36
Inventory Turnover n/a

Taxes

In the past 12 months, AIICO Insurance has paid 850.82 million in taxes.

Income Tax 850.82M
Effective Tax Rate 4.92%

Stock Price Statistics

The stock price has increased by +185.37% in the last 52 weeks. The beta is 0.01, so AIICO Insurance's price volatility has been lower than the market average.

Beta (5Y) 0.01
52-Week Price Change +185.37%
50-Day Moving Average 3.68
200-Day Moving Average 2.61
Relative Strength Index (RSI) 49.32
Average Volume (20 Days) 7,125,847

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, AIICO Insurance had revenue of NGN 164.61 billion and earned 16.35 billion in profits. Earnings per share was 0.44.

Revenue 164.61B
Gross Profit 78.26B
Operating Income 65.37B
Pretax Income 17.29B
Net Income 16.35B
EBITDA 66.23B
EBIT 65.37B
Earnings Per Share (EPS) 0.44
Full Income Statement

Balance Sheet

The company has 258.10 billion in cash and n/a in debt, giving a net cash position of 28.38 billion or 0.78 per share.

Cash & Cash Equivalents 258.10B
Total Debt n/a
Net Cash 28.38B
Net Cash Per Share 0.78
Equity (Book Value) 80.44B
Book Value Per Share 2.18
Working Capital 208.30B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 41.41 billion and capital expenditures -2.52 billion, giving a free cash flow of 38.89 billion.

Operating Cash Flow 41.41B
Capital Expenditures -2.52B
Free Cash Flow 38.89B
FCF Per Share 1.06
Full Cash Flow Statement

Margins

Gross margin is 47.54%, with operating and profit margins of 39.71% and 9.98%.

Gross Margin 47.54%
Operating Margin 39.71%
Pretax Margin 10.51%
Profit Margin 9.98%
EBITDA Margin 40.24%
EBIT Margin 39.71%
FCF Margin 23.63%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 1.99%.

Dividend Per Share 0.07
Dividend Yield 1.99%
Dividend Growth (YoY) 40.00%
Years of Dividend Growth 5
Payout Ratio 15.60%
Buyback Yield n/a
Shareholder Yield 1.97%
Earnings Yield 12.72%
FCF Yield 30.27%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2021. It was a forward split with a ratio of 2.33333333.

Last Split Date Nov 24, 2021
Split Type Forward
Split Ratio 2.33333333

Scores

Altman Z-Score n/a
Piotroski F-Score 4