Guaranty Trust Holding Company Plc (NGX:GTCO)

NGX:GTCO Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	2,823,185	1,677,577	1,191,963	676,917	765,211	952,099
Market Cap Growth	71.29%	40.74%	76.09%	-11.54%	-19.63%	15.38%
Last Close Price	89.00	50.48	32.44	16.12	16.08	18.16
PE Ratio	4.65	1.67	2.23	4.06	4.45	4.77
PS Ratio	1.99	1.00	1.39	1.64	1.99	2.47
PB Ratio	0.84	0.62	0.81	0.73	0.87	1.17
P/FCF Ratio	13.50	1.63	-	1.40	-	-
P/OCF Ratio	9.02	1.45	-	1.34	477.78	-
Debt / Equity Ratio	0.05	0.13	0.06	0.14	0.18	0.15
Debt / FCF Ratio	0.83	0.33	-	0.28	-	-
Return on Equity (ROE)	21.09%	48.59%	44.82%	18.65%	20.60%	26.83%
Return on Assets (ROA)	3.92%	8.31%	6.69%	2.85%	3.37%	4.63%
Earnings Yield	21.91%	59.98%	44.84%	24.63%	22.49%	20.96%
FCF Yield	7.41%	61.49%	-47.74%	71.62%	-5.44%	-47.66%
Dividend Yield	9.02%	15.91%	9.86%	19.23%	18.66%	16.52%
Payout Ratio	43.56%	10.82%	18.47%	53.39%	51.30%	41.28%
Buyback Yield / Dilution	-15.32%	-1.33%	-	0.06%	0.17%	-
Total Shareholder Return	-6.20%	14.58%	9.86%	19.29%	18.82%	16.52%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.