Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Livingtrust Mortgage Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9,766	5,729	3,572	1,005	2,793	1,422
Investment Securities	98.82	2,593	98.82	96.92	96.8	106.72
Total Investments	98.82	2,593	98.82	96.92	96.8	106.72
Gross Loans	15,235	13,777	12,754	10,648	7,825	4,154
Allowance for Loan Losses	-22.3	-141.57	-268.72	-137	-127.59	-136.53
Net Loans	15,213	13,636	12,485	10,511	7,698	4,017
Property, Plant & Equipment	551.71	316.02	374.59	378.37	286.56	260.43
Other Intangible Assets	85.48	102.73	52.08	49.53	22.24	32.15
Accrued Interest Receivable	476.36	381.41	305.72	168.14	109.81	60.74
Other Receivables	-	53.07	27.3	37.7	25.13	69.95
Restricted Cash	181.72	181.72	107.34	107.34	89.54	38.18
Other Current Assets	88.63	895.37	402.63	353.5	227.71	286.49
Long-Term Deferred Tax Assets	60.18	60.18	39.47	-	-	1.83
Other Long-Term Assets	3,007	97.27	331.59	205.98	-6.22	2.29
Total Assets	29,529	24,046	17,796	12,914	11,342	6,298
Accounts Payable	1.35	424.48	499.55	369.8	236.41	-
Accrued Expenses	-	99.41	52.56	49.14	56.86	3.1
Interest Bearing Deposits	13,766	10,866	5,607	2,949	1,745	639.44
Non-Interest Bearing Deposits	6,219	4,329	3,537	2,543	3,551	1,980
Total Deposits	19,985	15,195	9,144	5,492	5,296	2,619
Current Income Taxes Payable	98.94	181.98	118.96	170.15	197.64	25.09
Other Current Liabilities	755.01	22.65	14.16	14.16	6.77	226.79
Long-Term Debt	2,479	2,945	3,086	2,841	2,222	646.12
Long-Term Unearned Revenue	-	-	0.25	0.25	0.25	-
Pension & Post-Retirement Benefits	-	3.14	1.32	0.98	0.27	-
Long-Term Deferred Tax Liabilities	-	-	-	69.69	61.79	-
Other Long-Term Liabilities	1,039	122.35	625.34	160.52	39.24	-0
Total Liabilities	24,476	18,994	13,542	9,168	8,118	3,521
Common Stock	2,500	2,500	2,500	2,500	2,500	2,500
Retained Earnings	2,559	2,559	1,770	1,263	741.39	284.43
Comprehensive Income & Other	-6.64	-6.64	-15.21	-17.11	-17.23	-7.32
Shareholders' Equity	5,052	5,052	4,255	3,746	3,224	2,777
Total Liabilities & Equity	29,529	24,046	17,796	12,914	11,342	6,298
Total Debt	2,479	2,945	3,086	2,841	2,222	646.12
Net Cash (Debt)	7,287	2,784	485.68	-1,836	570.54	775.46
Net Cash Growth	303.30%	473.27%	-	-	-26.43%	-3.52%
Net Cash Per Share	1.46	0.56	0.10	-0.37	0.11	0.16
Filing Date Shares Outstanding	5,000	5,000	5,000	5,000	5,000	5,000
Total Common Shares Outstanding	5,000	5,000	5,000	5,000	5,000	5,000
Book Value Per Share	1.01	1.01	0.85	0.75	0.64	0.56
Tangible Book Value	4,967	4,949	4,202	3,696	3,202	2,745
Tangible Book Value Per Share	0.99	0.99	0.84	0.74	0.64	0.55

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.