Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Livingtrust Mortgage Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	21,000	21,900	14,900	8,000	5,200	3,000
Market Cap Growth	109.88%	46.98%	86.25%	53.85%	73.33%	9.09%
Last Close Price	4.20	4.33	2.92	1.56	0.96	0.55
PE Ratio	22.90	27.75	26.22	9.74	10.26	22.67
PS Ratio	7.46	9.03	8.20	4.10	3.59	5.38
PB Ratio	4.16	4.34	3.50	2.14	1.61	1.08
Debt / Equity Ratio	0.50	0.58	0.73	0.76	0.69	0.23
Return on Equity (ROE)	19.70%	16.96%	14.21%	23.58%	16.89%	4.88%
Return on Assets (ROA)	3.75%	3.77%	3.70%	6.78%	5.75%	2.43%
Earnings Yield	4.37%	3.60%	3.81%	10.27%	9.75%	4.41%
FCF Yield	-30.69%	-5.16%	-8.62%	-28.83%	-55.11%	-68.22%
Dividend Yield	1.90%	1.85%	1.03%	0.77%	6.22%	1.82%
Payout Ratio	-	-	10.85%	36.51%	9.86%	-
Buyback Yield / Dilution	0.09%	-	-	-	-	-
Total Shareholder Return	1.83%	1.85%	1.03%	0.77%	6.22%	1.82%

Updated Jan 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.