NPF Microfinance Bank Plc (NGX:NPFMCRFBK)
Nigeria
· Delayed Price · Currency is NGN 2.030
-0.110 (-5.14%)
At close: May 13, 2025
NPF Microfinance Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 28, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 12,896 | 11,474 | 9,354 | 6,320 | 5,173 | 4,088 | Upgrade
|
| Interest Paid on Deposits | 1,121 | 1,101 | 963.22 | 768.02 | 655.7 | 411.22 | Upgrade
|
| Net Interest Income | 11,776 | 10,373 | 8,390 | 5,552 | 4,517 | 3,677 | Upgrade
|
| Net Interest Income Growth (YoY) | 40.35% | 23.63% | 51.13% | 22.91% | 22.84% | 26.97% | Upgrade
|
| Gain (Loss) on Sale of Assets | 8.93 | 9.01 | 8.46 | 0.77 | 2.12 | 3.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -0.05 | - | Upgrade
|
| Other Non-Interest Income | 1,800 | 1,465 | 938.1 | 832.93 | 595.3 | 567.53 | Upgrade
|
| Total Non-Interest Income | 1,809 | 1,474 | 946.56 | 833.69 | 597.37 | 570.64 | Upgrade
|
| Non-Interest Income Growth (YoY) | 91.16% | 55.74% | 13.54% | 39.56% | 4.69% | -51.15% | Upgrade
|
| Revenues Before Loan Losses | 13,585 | 11,848 | 9,337 | 6,385 | 5,114 | 4,248 | Upgrade
|
| Provision for Loan Losses | 63.3 | 63.3 | 864.06 | 143.26 | 34.97 | 122.3 | Upgrade
|
| Revenue | 13,522 | 11,784 | 8,473 | 6,242 | 5,079 | 4,125 | Upgrade
|
| Revenue Growth (YoY) | 59.59% | 39.08% | 35.74% | 22.89% | 23.13% | -1.64% | Upgrade
|
| Salaries and Employee Benefits | 5,070 | 4,567 | 3,356 | 2,566 | 2,175 | 1,986 | Upgrade
|
| Occupancy Expenses | 495.09 | 466.67 | 380.48 | 266.71 | 254.36 | 238.83 | Upgrade
|
| Amortization of Goodwill & Intangibles | -0.7 | 1.04 | 18.14 | 26.05 | 28.83 | 16.21 | Upgrade
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| Selling, General & Administrative | 1,055 | 909.19 | 556.55 | 450.61 | 1,586 | 1,014 | Upgrade
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| Other Non-Interest Expense | 3,694 | 3,403 | 2,548 | 1,609 | 4.38 | 3.3 | Upgrade
|
| Total Non-Interest Expense | 10,314 | 9,347 | 6,859 | 4,918 | 4,049 | 3,258 | Upgrade
|
| EBT Excluding Unusual Items | 3,208 | 2,437 | 1,614 | 1,324 | 1,031 | 867.01 | Upgrade
|
| Pretax Income | 3,208 | 2,437 | 1,614 | 1,324 | 1,031 | 867.01 | Upgrade
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| Income Tax Expense | 1,221 | 863.26 | 594.95 | 442 | 323.08 | 252.6 | Upgrade
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| Net Income | 1,987 | 1,574 | 1,019 | 882.17 | 707.49 | 614.42 | Upgrade
|
| Net Income to Common | 1,987 | 1,574 | 1,019 | 882.17 | 707.49 | 614.42 | Upgrade
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| Net Income Growth | 94.91% | 54.42% | 15.56% | 24.69% | 15.15% | -22.85% | Upgrade
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| Basic Shares Outstanding | 5,954 | 5,993 | 5,993 | 5,993 | 2,541 | 2,541 | Upgrade
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| Diluted Shares Outstanding | 5,954 | 5,993 | 5,993 | 5,993 | 2,541 | 2,541 | Upgrade
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| Shares Change (YoY) | -0.65% | - | - | 135.88% | - | - | Upgrade
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| EPS (Basic) | 0.33 | 0.26 | 0.17 | 0.15 | 0.28 | 0.24 | Upgrade
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| EPS (Diluted) | 0.33 | 0.26 | 0.17 | 0.15 | 0.28 | 0.24 | Upgrade
|
| EPS Growth | 96.17% | 54.42% | 15.56% | -47.14% | 15.15% | -22.85% | Upgrade
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| Dividend Per Share | 0.150 | 0.150 | 0.120 | 0.100 | 0.090 | 0.180 | Upgrade
|
| Dividend Growth | 25.00% | 25.00% | 20.00% | 11.11% | -50.00% | - | Upgrade
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| Effective Tax Rate | 38.07% | 35.42% | 36.85% | 33.38% | 31.35% | 29.13% | Upgrade
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Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.