NPF Microfinance Bank Plc (NGX:NPFMCRFBK)

NPF Microfinance Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 28, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	29,463	33,838	17,488	6,499	6,610	5,678
Investment Securities	3,584	3,885	1,869	1,229	1,005	966.36
Total Investments	3,584	3,885	1,869	1,229	1,005	966.36
Gross Loans	30,666	26,920	22,999	24,184	18,048	17,263
Allowance for Loan Losses	-1,390	-1,392	-1,446	-685.58	-599.81	-595.52
Net Loans	29,275	25,528	21,552	23,498	17,448	16,668
Property, Plant & Equipment	1,639	1,770	1,531	1,357	1,008	902.41
Other Intangible Assets	0.87	1	2.05	18.62	44.67	47.69
Other Receivables	-74.45	679.57	70.61	93.77	4,681	36.37
Other Current Assets	3,866	2,926	2,377	1,800	1,113	759.48
Total Assets	67,754	68,628	44,891	34,496	31,967	25,097
Accounts Payable	6.21	5.85	46.18	6.39	4.68	6.26
Accrued Expenses	1,366	1,261	789.85	447.87	329.83	267.53
Interest Bearing Deposits	44,986	42,059	26,940	18,765	16,279	14,839
Total Deposits	44,986	42,059	26,940	18,765	16,279	14,839
Current Portion of Long-Term Debt	-	572	667	637	934	1,033
Current Portion of Leases	-	38.21	38.21	21.59	38.91	19.22
Current Income Taxes Payable	1,404	858.34	676.47	401.05	332.35	257.11
Other Current Liabilities	60.23	78.53	66.68	36.06	28.21	19.58
Long-Term Debt	382.99	0.48	1,398	1,776	1,774	1,963
Long-Term Leases	101.91	84.05	101.82	134.9	13.03	32.87
Long-Term Unearned Revenue	0.78	0.78	0.78	0.78	0.78	0.96
Long-Term Deferred Tax Liabilities	66.64	66.64	52.46	124.73	71.37	71.37
Other Long-Term Liabilities	7,493	11,757	3,123	1,566	6,430	1,106
Total Liabilities	55,868	56,782	33,900	23,918	26,236	19,615
Common Stock	2,996	2,996	2,996	2,996	1,143	1,143
Additional Paid-In Capital	4,167	4,167	4,167	4,167	1,517	1,517
Retained Earnings	4,735	4,695	3,840	3,420	3,077	2,827
Comprehensive Income & Other	-13.15	-13.15	-13.15	-5.35	-7	-6.22
Shareholders' Equity	11,885	11,845	10,990	10,578	5,731	5,482
Total Liabilities & Equity	67,754	68,628	44,891	34,496	31,967	25,097
Total Debt	484.91	694.75	2,205	2,570	2,760	3,048
Net Cash (Debt)	28,978	33,143	15,283	3,930	3,850	2,630
Net Cash Growth	89.61%	116.87%	288.90%	2.07%	46.39%	134.93%
Net Cash Per Share	4.87	5.53	2.55	0.66	1.52	1.04
Filing Date Shares Outstanding	5,993	5,993	5,993	5,993	2,541	2,541
Total Common Shares Outstanding	5,993	5,993	5,993	5,993	2,541	2,541
Book Value Per Share	1.98	1.98	1.83	1.77	2.26	2.16
Tangible Book Value	11,885	11,844	10,988	10,559	5,686	5,434
Tangible Book Value Per Share	1.98	1.98	1.83	1.76	2.24	2.14

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.