Sovereign Trust Insurance Statistics

Total Valuation

NGX:SOVRENINS has a market cap or net worth of NGN 41.55 billion. The enterprise value is 41.48 billion.

Market Cap	41.55B
Enterprise Value	41.48B

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	Sep 8, 2025

Share Statistics

NGX:SOVRENINS has 14.23 billion shares outstanding.

Current Share Class	14.23B
Shares Outstanding	14.23B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	11.51%
Owned by Institutions (%)	17.56%
Float	7.64B

Valuation Ratios

The trailing PE ratio is 11.72.

PE Ratio	11.72
Forward PE	n/a
PS Ratio	0.81
PB Ratio	2.60
P/TBV Ratio	2.63
P/FCF Ratio	5.76
P/OCF Ratio	5.55
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.13, with an EV/FCF ratio of 5.75.

EV / Earnings	11.70
EV / Sales	0.81
EV / EBITDA	12.13
EV / EBIT	13.89
EV / FCF	5.75

Financial Position

The company has a current ratio of 2.72, with a Debt / Equity ratio of 0.31.

Current Ratio	2.72
Quick Ratio	1.64
Debt / Equity	0.31
Debt / EBITDA	1.43
Debt / FCF	0.68
Interest Coverage	102.70

Financial Efficiency

Return on equity (ROE) is 23.48% and return on invested capital (ROIC) is 9.61%.

Return on Equity (ROE)	23.48%
Return on Assets (ROA)	7.07%
Return on Invested Capital (ROIC)	9.61%
Return on Capital Employed (ROCE)	14.17%
Revenue Per Employee	330.55M
Profits Per Employee	22.88M
Employee Count	155
Asset Turnover	1.94
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:SOVRENINS has paid 358.70 million in taxes.

Income Tax	358.70M
Effective Tax Rate	9.16%

Stock Price Statistics

The stock price has increased by +484.00% in the last 52 weeks. The beta is 0.50, so NGX:SOVRENINS's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+484.00%
50-Day Moving Average	1.61
200-Day Moving Average	1.12
Relative Strength Index (RSI)	65.02
Average Volume (20 Days)	21,770,748

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:SOVRENINS had revenue of NGN 51.24 billion and earned 3.55 billion in profits. Earnings per share was 0.25.

Revenue	51.24B
Gross Profit	7.67B
Operating Income	2.99B
Pretax Income	3.92B
Net Income	3.55B
EBITDA	3.21B
EBIT	2.99B
Earnings Per Share (EPS)	0.25

Full Income Statement

Balance Sheet

The company has 7.07 billion in cash and 4.89 billion in debt, giving a net cash position of 188.56 million or 0.01 per share.

Cash & Cash Equivalents	7.07B
Total Debt	4.89B
Net Cash	188.56M
Net Cash Per Share	0.01
Equity (Book Value)	16.01B
Book Value Per Share	1.12
Working Capital	12.40B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 7.49 billion and capital expenditures -275.97 million, giving a free cash flow of 7.21 billion.

Operating Cash Flow	7.49B
Capital Expenditures	-275.97M
Free Cash Flow	7.21B
FCF Per Share	0.51

Full Cash Flow Statement

Margins

Gross margin is 14.96%, with operating and profit margins of 5.83% and 6.92%.

Gross Margin	14.96%
Operating Margin	5.83%
Pretax Margin	7.65%
Profit Margin	6.92%
EBITDA Margin	6.26%
EBIT Margin	5.83%
FCF Margin	14.08%

Dividends & Yields

This stock pays an annual dividend of 0.05, which amounts to a dividend yield of 1.71%.

Dividend Per Share	0.05
Dividend Yield	1.71%
Dividend Growth (YoY)	66.67%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	1.54%
Earnings Yield	8.54%
FCF Yield	17.36%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 23, 2008. It was a forward split with a ratio of 1.2.

Last Split Date	Jul 23, 2008
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5