Santam Ltd (NMSE:SNM)

Santam Ratios and Metrics

Market cap in millions NAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	45,842	44,304	32,738	28,877	30,364	28,753
Market Cap Growth	35.95%	35.33%	13.37%	-4.90%	5.60%	-12.13%
Enterprise Value	45,698	44,178	33,205	29,066	30,745	27,467
PE Ratio	12.47	12.05	9.96	14.62	11.06	87.97
PS Ratio	0.97	0.94	0.77	0.68	1.00	1.02
PB Ratio	3.26	3.15	2.84	2.51	2.52	2.85
P/FCF Ratio	12.76	12.33	67.69	8.36	16.28	-
P/OCF Ratio	12.46	12.05	48.51	8.17	16.12	-
EV/Sales Ratio	0.97	0.94	0.78	0.68	1.01	0.97
EV/EBITDA Ratio	6.99	7.04	8.05	8.27	8.26	13.16
EV/EBIT Ratio	7.33	7.19	8.28	8.48	8.41	14.87
EV/FCF Ratio	12.72	12.30	68.65	8.41	16.49	-
Debt / Equity Ratio	0.35	0.35	0.40	0.34	0.35	0.47
Debt / EBITDA Ratio	0.76	0.76	1.08	1.07	1.09	2.27
Debt / FCF Ratio	1.36	1.36	9.55	1.14	2.28	-
Quick Ratio	0.49	0.49	0.42	0.42	0.40	0.51
Current Ratio	0.64	0.64	0.64	0.74	0.79	0.80
Asset Turnover	0.67	0.67	0.64	0.66	0.50	0.54
Return on Equity (ROE)	34.19%	34.19%	23.35%	17.72%	25.60%	4.28%
Return on Assets (ROA)	5.47%	5.47%	3.76%	3.30%	3.75%	2.19%
Return on Capital (ROIC)	21.98%	21.98%	15.75%	13.51%	14.68%	8.04%
Earnings Yield	8.02%	8.30%	10.04%	6.84%	9.04%	1.14%
Earnings Yield	8.02%	8.30%	10.04%	6.84%	9.04%	1.14%
FCF Yield	7.84%	8.11%	1.48%	11.97%	6.14%	-0.28%
Dividend Yield	3.62%	3.97%	5.25%	6.11%	5.86%	-
Payout Ratio	42.84%	42.84%	46.38%	70.93%	17.38%	242.51%
Buyback Yield / Dilution	-0.27%	-0.60%	0.24%	0.39%	0.12%	0.24%
Total Shareholder Return	3.35%	3.37%	5.50%	6.49%	5.97%	0.24%

Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.