CreditAccess Grameen Statistics

Total Valuation

NSE:CREDITACC has a market cap or net worth of INR 213.20 billion.

Market Cap	213.20B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	n/a

Share Statistics

NSE:CREDITACC has 159.79 million shares outstanding. The number of shares has decreased by -0.13% in one year.

Current Share Class	159.79M
Shares Outstanding	159.79M
Shares Change (YoY)	-0.13%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	22.97%
Float	53.41M

Valuation Ratios

The trailing PE ratio is 109.98 and the forward PE ratio is 20.30.

PE Ratio	109.98
Forward PE	20.30
PS Ratio	14.59
PB Ratio	3.06
P/TBV Ratio	3.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	2.96
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	696,996
Profits Per Employee	92,480
Employee Count	20,970
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:CREDITACC has paid 613.20 million in taxes.

Income Tax	613.20M
Effective Tax Rate	24.02%

Stock Price Statistics

The stock price has increased by +11.05% in the last 52 weeks. The beta is 0.18, so NSE:CREDITACC's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+11.05%
50-Day Moving Average	1,244.02
200-Day Moving Average	1,054.33
Relative Strength Index (RSI)	59.68
Average Volume (20 Days)	605,234

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:CREDITACC had revenue of INR 14.62 billion and earned 1.94 billion in profits. Earnings per share was 12.13.

Revenue	14.62B
Gross Profit	14.07B
Operating Income	2.56B
Pretax Income	2.55B
Net Income	1.94B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	12.13

Full Income Statement

Balance Sheet

The company has 16.29 billion in cash and 205.86 billion in debt, giving a net cash position of -189.57 billion or -1,186.33 per share.

Cash & Cash Equivalents	16.29B
Total Debt	205.86B
Net Cash	-189.57B
Net Cash Per Share	-1,186.33
Equity (Book Value)	69.56B
Book Value Per Share	435.51
Working Capital	n/a

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 96.26%, with operating and profit margins of 17.50% and 13.27%.

Gross Margin	96.26%
Operating Margin	17.50%
Pretax Margin	17.46%
Profit Margin	13.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:CREDITACC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	0.13%
Shareholder Yield	n/a
Earnings Yield	0.91%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1