General Insurance Corporation of India (NSE:GICRE)

NSE:GICRE Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Net Income	66,859	69,073	23,863	19,916	-1,865
Depreciation & Amortization	89.94	96.91	137.48	149.51	182.83
Other Amortization	28.71	-	-	-	-
Gain (Loss) on Sale of Assets	0.54	-1.09	2.07	-0.26	3.55
Gain (Loss) on Sale of Investments	1,427	807.48	1,800	689.74	2,571
Change in Insurance Reserves / Liabilities	47,568	38,543	50,599	40,532	143,851
Change in Other Net Operating Assets	6,669	-1,817	15,393	65,511	-56,017
Other Operating Activities	-2,703	-9,590	-4,424	3,197	-13,324
Operating Cash Flow	111,445	117,222	90,508	132,836	86,170
Operating Cash Flow Growth	-4.93%	29.52%	-31.86%	54.16%	13.32%
Capital Expenditures	-56.81	-1,341	-154.53	-60.26	-29.88
Sale of Property, Plant & Equipment	-	6.6	9.5	5.3	2.4
Investment in Securities	-88,665	-98,658	-68,527	-107,650	-46,582
Other Investing Activities	-	-	403.84	3,173	657.55
Investing Cash Flow	-88,721	-99,992	-68,268	-104,532	-45,952
Common Dividends Paid	-12,632	-3,947	-	-	-11,842
Other Financing Activities	-	-	-	-	-2,434
Financing Cash Flow	-12,632	-3,947	-	-	-14,276
Foreign Exchange Rate Adjustments	1,436	9,228	5,346	-3,483	5,794
Miscellaneous Cash Flow Adjustments	-	-	-403.84	-	-
Net Cash Flow	11,527	22,511	27,182	24,821	31,736
Free Cash Flow	111,388	115,882	90,353	132,776	86,140
Free Cash Flow Growth	-3.88%	28.25%	-31.95%	54.14%	13.88%
Free Cash Flow Margin	24.65%	24.87%	18.44%	27.26%	16.82%
Free Cash Flow Per Share	63.49	66.05	51.50	75.68	49.10
Cash Income Tax Paid	18,816	18,165	14,640	10,619	8,769
Levered Free Cash Flow	84,659	93,393	90,303	131,256	71,805
Unlevered Free Cash Flow	85,183	93,898	90,696	131,637	71,977
Change in Net Working Capital	-36,019	-50,265	-70,322	-109,878	-77,688

Updated Feb 3, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.