IDBI Bank Limited (NSE:IDBI)

IDBI Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	192,235	264,457	205,915	183,158	199,620
Interest Income on Investments	96,936	-	-	-	-
Total Interest Income	289,171	264,457	205,915	183,158	199,620
Interest Paid on Deposits	142,566	122,264	91,304	91,215	114,075
Net Interest Income	146,605	142,193	114,611	91,942	85,545
Net Interest Income Growth (YoY)	3.10%	24.07%	24.65%	7.48%	21.98%
Gain (Loss) on Sale of Assets	-	832.52	-18.64	6.08	-4.2
Gain (Loss) on Sale of Investments	-	7,303	9,192	10,792	16,740
Other Non-Interest Income	51,417	31,112	36,580	38,395	31,079
Total Non-Interest Income	51,417	39,248	45,754	49,192	47,815
Non-Interest Income Growth (YoY)	31.01%	-14.22%	-6.99%	2.88%	3.25%
Revenues Before Loan Losses	198,022	181,441	160,365	141,135	133,360
Provision for Loan Losses	5,127	40,103	51,171	50,927	57,158
Revenue	192,895	141,338	109,194	90,208	76,202
Revenue Growth (YoY)	36.48%	29.44%	21.05%	18.38%	-
Salaries and Employee Benefits	42,578	44,170	36,914	32,594	32,235
Occupancy Expenses	-	12,144	11,036	9,942	9,628
Selling, General & Administrative	-	11,736	10,880	9,290	8,794
Other Non-Interest Expense	43,612	15,654	13,496	13,204	11,059
Total Non-Interest Expense	85,517	83,197	71,914	64,637	60,881
EBT Excluding Unusual Items	107,378	58,141	37,280	25,571	15,321
Pretax Income	107,378	58,141	37,280	25,571	15,321
Income Tax Expense	30,815	-	-	-	-
Earnings From Continuing Operations	76,563	58,141	37,280	25,571	15,321
Minority Interest in Earnings	-256.4	-259.88	-219.12	-234.02	-181.63
Net Income	76,307	57,881	37,061	25,337	15,140
Net Income to Common	76,307	57,881	37,061	25,337	15,140
Net Income Growth	31.83%	56.18%	46.27%	67.35%	-
Basic Shares Outstanding	10,747	10,752	10,752	10,752	10,486
Diluted Shares Outstanding	10,747	10,752	10,752	10,752	10,486
Shares Change (YoY)	-0.05%	-	-	2.54%	17.82%
EPS (Basic)	7.10	5.38	3.45	2.36	1.44
EPS (Diluted)	7.10	5.38	3.45	2.36	1.44
EPS Growth	31.97%	56.09%	46.27%	63.64%	-
Dividend Per Share	2.100	1.500	1.000	-	-
Dividend Growth	40.00%	50.00%	-	-	-
Effective Tax Rate	28.70%	-	-	-	-

Updated Jan 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.